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Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Experts at delivering financing solutions that meet the needs of equipment dealers, manufacturers and customers nationwide. With a team of over 300 employees, TCF Equipment Finance has surpassed $3 billion dollars in assets and continues to provide industry expertise along with the strength and stability reinforced as a division of TCF National Bank, now with $21.8 billion in assets. Built on values, integrity and trust, TCF Equipment Finance offers competitive, yet flexible finance solutions through a collaborative approach within multiple markets, including: Construction, Environmental services, Manufacturing, Agriculture, Commercial marine, Franchise, Golf, Healthcare, Specialty Markets, Plus Discounting and Capital Markets.
Central Jersey FCU is one of the leading companies in the Financial Services sector.
Established in 1940, ` Credit Union has a long and proud history of providing the best solutions, exceptional experiences, and professional experts. ` has delivered on its commitment to improve members’ financial well-being and, in doing so, has experienced remarkable growth. From a modest beginning as a small credit union serving civilian and enlisted Air Force personnel, ` has evolved into a financial leader serving individuals and businesses throughout the region. Today, maintaining assets in excess of $2.7 billion, ` is the second-largest credit union in Sacramento, in the top 25 in California, and among the top 100 in the United States. With a reach spanning 13 counties in Northern California, ` serves more than 219,000 members through 21 branch locations, a local Call Center, and a mortgage lending office serving Contra Costa County, as well as innovative mobile and online solutions. `’s success is a compendium of the vision, trials, and achievements of numerous dedicated board and committee volunteers, credit union employees, and active members.
Headquartered in Fremont California, US Merchant Systems was founded in 1992 by three entrepreneurs all of whom previously owned and operated small businesses. Since the company's beginning US Merchant Systems has grown into a major national provider of merchant services having served the needs of more than 100,000 businesses throughout the US. The founders, Lawrence S. Cohn- Chairman, Stuart H. Rosenbaum- CEO, and Richard L. Fenn II- COO, founded US Merchant Systems (USMS) on the principal that small businesses deserve the level of service and competitive pricing previously only available to larger companies.