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A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
Founded in 1939, WESTconsin Credit Union is one of the region`s strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions in the region. In the summer of 1990, we recognized this growth by changing our name to WESTconsin Credit Union. Today, our field of membership footprint includes 28 counties across west central Wisconsin and east central Minnesota with offices in Altoona, Amery, Baldwin, Barron, Chippewa Falls, Eau Claire, Ellsworth, Hudson, Menomonie, New Richmond, Prescott, River Falls and Spring Valley, Wisconsin. We exist to serve the financial needs of our member-owners (accountholders) and our communities. As a not-for-profit financial services organization, we are owned and operated by and for our members. Our members receive dividends back on a daily basis in the form of low-fee products and services. In addition, our not-for-profit status enables us to operate at a lower cost than many for-profit institutions, and helps WESTconsin offer competitive loan and savings rates to our members. We`re based right here in your community, owned by community members like you. You get a higher level of personal service, and can build a long-lasting relationship with people who can help you find the best financial solutions to your unique needs.
JetPay is a front end and back end credit card and check processor located in Carrollton, TX. JetPay specializes in technology solutions for the e-commerce and card-not-present marketplace. JetPay supplies full processing and acquiring services for some of the largest e-commerce sites on the web today. JetPay offers processing services to banks, sales organizations, and merchants. JetPay offers a vast array of processing services and features, including batch processing, high-speed network and authorization, recurring payments, gift cards, check conversion, automated clearing house (ACH) transactions, fraud protection, and round-the-clock customer service support. We can customize a JetPay processing solution to meet your special needs - whether to reduce fraud, increase payment acceptance, or other special requirement for your business. JetPay provides businesses with flexible integration, ease of use, and the ability to adapt to virtually any Web site or other payment application. It requires no special software, setup, or special network connectivity. Everything you need to process and manage transactions is provided through the convenience of a Web browser and round-the-clock customer support. JetPay eliminates the gateway by allowing direct connections through the Internet. No gateway is needed; therefore, there are no gateway fees and no additional point of failure. We believe that organizations purchase the collective knowledge and skill sets of their suppliers - not just their various products and services. At JetPay Corp., newly established customer relationships are never "handed off" to an implementation coordinator or assigned to an account manager.
From our humble beginning in 1975 to today serving more than 144,000 member-owners with $4 billion in assets, there is no denying what the power of `people helping people` can accomplish. We are widely recognized within our community and the nation for our financial performance and unwavering commitment to live our name – to act ethically and operate responsibly, putting our member-owners and the communities in which they live and work ahead of pure profits. For us, doing good is essential to doing well. When we say `We`ll Find a Way,` we mean it! It is our mission to anticipate and exceed our members` needs, and it`s our vision to consistently demonstrate that Community First is a place where everybody counts, everybody cares, everybody delivers, every day!
We`re passionate problem-solvers and people-helpers who like to have fun. We ask questions and find answers. Everything we do starts with Teamwork, Integrity, Respect and Excellence and we thrive on it for the benefit of our employees, and our community. We are proud to be a part of something bigger than ourselves, united by one common goal: people helping people.