| Name | Title | Contact Details |
|---|---|---|
Chris Sibila |
Senior Vice President and Chief Information Officer | Profile |
Discover Financial Services, Inc. is an American financial services company, which issues the Discover Card and operates the Discover and Pulsenetworks. Discover Card is the third largest credit card brand in the United States, when measured by cards in force, with nearly 50 million cardholders.
Established in 1922, SMCU is celebrating over ninety years of service excellence and financially sound operations. If you are currently a member, then this page will increase your awareness of our many services and programs. We offer a great variety of excellent services and products and cordially invite you to use them. Our knowledgeable loan representatives and well-trained staff will be pleased to assist you with all of your financial planning needs. Your expression of confidence is appreciated. You may be assured that every effort shall be made to provide you with courteous, efficient service and the best financial products available.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Vantiv is making payments smarter, faster, and easier for all our partners, as well as the consumers they serve. From the largest retailers in the U.S., to the coffee shop down the street, we are leading the transformation in payments through chip-enabled cards, mobile wallets, eCommerce, and technology solutions to businesses of all sizes. We are leading in high-growth channels including integrated payments, merchant services, and eCommerce while continuing to securely process payments for more than one third of the top 100 retailers.
The Members Group (TMG) is dedicated to creating customized, technology-driven card processing and payment solutions for credit unions and community-based financial institutions across North America. Innovations in fraud management, loyalty programs, alternative payment systems and analytic reporting, and the competitive advantages they create, have helped TMG forge a new standard in offering cutting-edge credit, debit, ATM, prepaid card products and alternative payment solution (digital/mobile/P2P). With flexible and unique solutions, backed by unparalleled service and expertise, TMG creates a better customer experience for financial institutions and their consumers . . . making life easier.