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Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Land of Lincoln Credit Union was founded in 1947. As a full-service financial institution, LLCU serves over 30,000 members. Membership in LLCU is open to anyone who lives or works in 26 Illinois counties and their immediate family members. Land of Lincoln Credit Union offers 12 convenient locations in 8 cities to best serve the needs of its membership. Land of Lincoln Credit Union - Bank on Learning More.
Carolina Trust Federal Credit Union is a unique full-service, not-for-profit financial cooperative. Simply stated, Carolina Trust returns profits to our member/owners – not stockholders – through competitive loan and savings rates, innovative services, low fees, and personal attention. It’s how credit unions differentiate themselves from other financial institutions that return their profits to stockholders.
Kappus Company is a distributor of food service equipment and accessories from leading manufacturers.
Established in 1922, SMCU is celebrating over ninety years of service excellence and financially sound operations. If you are currently a member, then this page will increase your awareness of our many services and programs. We offer a great variety of excellent services and products and cordially invite you to use them. Our knowledgeable loan representatives and well-trained staff will be pleased to assist you with all of your financial planning needs. Your expression of confidence is appreciated. You may be assured that every effort shall be made to provide you with courteous, efficient service and the best financial products available.