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VFO LLC provides accounting and finance services to early stage start-up companies in any industry. From day-to-day bookkeeping activity to financial forecasts.
We are a full service independent insurance brokerage firm. We have access to numerous national and regional carriers for personal and commercial product solutions for our clients. In addition to every day insurance solutions, our expanded markets enable us access to companies that specialize in retirement solutions. With over 15 years of advising our clients on risk management and insurance, we are able to confidently work with a young working professional just starting out, or the established high net worth family or closely held business with numerous needs. We leverage technology to make transitions seamless and our agency and carriers accessible beyond traditional office hours.
Flynn Group is the largest franchise operator in the United States, focusing on multi-brand restaurant and retail operations. Founded in 1999 by Greg Flynn, the company has expanded significantly from its beginnings as a single-market Applebee’s operator. It now manages a diverse portfolio that includes well-known brands such as Pizza Hut, Taco Bell, Panera Bread, and Arby’s, with over 2,500 locations across the country. The company specializes in franchise management, acquiring and optimizing underperforming locations to enhance operational efficiency and drive sales growth. Flynn Groups acquisition strategy has led to substantial growth, including the recent addition of 45 Pizza Hut locations in 2025, bringing its total to over 1,000. With a people-first approach, Flynn Group emphasizes employee training and retention, ensuring consistent customer experiences across its various dining segments.
For over 100 years the name Viking has represented global leadership in fire protection. We lead the industry in quality and innovation because fire protection is all we do, and our single focus is to support and enhance the efforts of independent fire sprinkler contractors. We believe that protecting people and property from fire transcends the bottom line, and we never stop asking "what do our customers need to be successful?" Today, The Viking Group provides independent fire sprinkler contractors with integrated solutions for any fire protection challenge. Rely on Viking to deliver: Unmatched Quality: Our reputation has been earned by focusing on continuous improvement in all elements of our business – from the products we manufacture to the services we provide. Product Breadth: The largest selection of fixed fire protection products and services ensures single-point solutions for any fire protection challenge. Experienced Support: Knowledgeable customer service and technical support at every point in the project process. Innovation that Matters: From valves that are easier to install and maintain, to automated fabrication capabilities, Viking innovates to solve problems and strengthen your business. Everywhere You Need Us: With our global network of independent distribution partners and dozens of locations, Vikings products and services are available when and where you need them.
A New Risk Management Architecture - Emerald Bay is an updated solution to solve the problems created in a fractured/dislocated market. We are structured to ensure accountability throughout the life cycle of a risk, driven by integrity of underwriting. Collaborative, Tech Enabled Underwriting - Our technical underwriting and portfolio management is supported by cutting edge technology. We work in partnership with our MGA/PA and reinsurance capital partners to ensure long term sustainability. Partnership: A Full Alignment of Interests - Our approach requires that from producer to carrier to reinsurer all partners are invested in an aligned strategy. Our laser focus is on capital protection so we are there for our insured when they most need us.