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Preferred Property Program is an MGA/Program Administrator for a number of A Rated Insurance Carriers specializing in the habitational marketplace. Primarily for Condominium Associations, Home Owners Associations and Apartment Owners. We offer high limit follow form umbrellas for the habitational marketplace with limits available from $5,000,000 to $50,000,000 as program administrators for XL Insurance Group. We also offer Environmental Impairment Liability Policies with limits of $250,000; $500,000 and $1,000,000 with XL. We currently offer low limit follow form umbrellas from 1-5 million with Chubb Group of Companies. We have an equipment breakdown program for: Habitational Accounts, Restaurants and Hotels/Motels as well. In December 2012 we came out with a Workers Comp program for Property Managers and Professionally Managed Associations. Please visit our web site fore more information on our programs.
Kentucky Employers` Mutual Insurance (KEMI) is the largest provider of workers` compensation insurance in Kentucky, providing coverage to more than 22,000 policyholders in all 120 counties of the state. In addition, KEMI provides an Other States Program for our policyholders who have operations in other states through a partnership with insurance carriers who do business outside of Kentucky. KEMI is a mutual insurance company owned by its policyholders. We are financed entirely by premium dollars and investment income. All workers` compensation insurance companies in Kentucky, including KEMI, are regulated by the Department of Insurance and the Department of Workers` Claims. KEMI employees provide exceptional underwriting, safety education and claims services to our policyholders. These principles, combined with our competitive pricing, responsible financial management and focus on innovation, make KEMI the provider of choice for Kentucky businesses. As a stable and competitive source of workers` compensation insurance, KEMI contributes to Kentucky`s economic development efforts. KEMI has maintained an “Excellent” rating from A.M. Best since 2001, was selected as one of the Ward`s 50 for financial stability and responsible business practices, and has been ranked first nationally as a Best Place to Work in Insurance by Business Insurance Magazine.
MEEMIC Holdings, Inc. is the holding company for MEEMIC Insurance Company (MEEMIC), a property and casualty insurance company, and MEEMIC Insurance Services Corporation (MEIA Agency), the Company's sales agency. The Company conducts all of its operations
Heffernan Insurance Brokers is an independent insurance agency big enough to compete with direct writers, but still small enough to provide boutique personal service. With a strong commitment to community, one year Heffernan gave back 22% of profit to charity. Heffernan is 100% employee-owned. We get to know your business and we get to know you. Because you`re different. With offices in California, Oregon, Washington, Arizona, Missouri, Philadelphia, and London, UK, Heffernan serves you from coast to coast whether you need commercial insurance, personal insurance, employee benefits or financial services and retirement.
Since 1897, CNA has been providing outstanding service and an ongoing commitment to building long-term relationships, earning us a reputation for being a carrier that inspires trust. At CNA, we take pride in our ability to offer innovative products and services that meet the evolving needs of our customers and business partners alike. As the 8th largest U.S. commercial insurer and the 13th largest U.S. property & casualty insurer, we provide insurance protection to more than one million businesses and professionals in the U.S. and internationally. We understand the importance of being where our customers are. Headquartered in Chicago, CNA has offices throughout the U.S., Canada and Europe. In these locations, we work with highly professional independent agents and brokers to ensure our customers receive the personal service and attention they look for in a carrier.