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Lloyd`s is the world`s specialist insurance and reinsurance market. With expertise earned over centuries, Lloyd`s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd`s market develops the essential, complex and critical insurance needed to underwrite human progress. Backed by diverse global capital and excellent financial ratings, Lloyd`s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.