| Name | Title | Contact Details |
|---|---|---|
Lyman Williams |
EVP/Chief Lending & Business Services Officer | Profile |
Tony del Fierro |
Chief Information Officer | Profile |
Smart Financial is a Houston-based, financial cooperative, owned and operated by its members. We are always focused on people, not profits. Our entire staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valued owners like you with your financial needs.
The world of business runs on payments. The world of payments runs on Elavon. Elavon has been a leader in processing payments for over twenty years, leveraging the world’s best technologies for our customers, from large worldwide enterprises to locally-owned small businesses. We extend powerful payment solutions for all payment types and processing environments, ensuring that your business, whatever the size, remains well connected. We are consistently rated among the top 5 global payment providers, and our robust, redundant processing platform and end-to-end advantage ensures commerce for merchants around the world. Backed by the strength and stability of U.S. Bank, Elavon delivers flexible, secure and innovative solutions while providing value at every point in our customer and partner relationships. Elavon drives growth for our customers and partners by enabling commerce around the world. We do this by delivering comprehensive, secure and scalable payment solutions.
A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
Banking You Just Can`t Get at a Bank In 1934, 13 individuals pooled $65 to create an alternative to the banks. Now, with 22 branches and more than $2 billion in assets, Wescom Credit Union has become the essential banking alternative for more than 200,000 members. Wescom Credit Union is now one of the largest credit unions in the country. A nonprofit financial cooperative, our members are our owners—which means that excess earnings benefit our members, not a small group of shareholders. As a member-owner, you enjoy benefits such as lower loan rates, higher savings yields, reduced fees and an ever-expanding network of branches and ATMs. Friendly, Personal Service Wescom`s service is just one of the many things that make us different from the typical banking experience. Whether you come in to our branches, call our Member Service Center, or visit us online, we go above and beyond to make sure we`re meeting your needs. How? By offering comprehensive financial services with better rates on everything from deposits to home or auto loans, free online bill paying, investments and financial planning. By developing innovative technology that provides anytime, anywhere account access. By encouraging you to let us know how we`re doing, and how we can better meet your needs. And by providing the friendly, personal attention that makes Wescom unique. It`s Easy To Join Anyone in Los Angeles, Orange, Riverside, San Bernardino, Ventura, San Diego, or Santa Barbara counties can open a Wescom Credit Union account. Learn how you can open a new account. We invite you to experience banking you just can`t get at a bank.
Central 1 is the central financial facility and trade association for the B.C. and Ontario credit union systems. Central 1 represents a consumer-oriented, full-service retail financial system that serves 3.3 million members and holds $116 billion in assets and is owned primarily by its member credit unions, 42 in B.C. and 70 in Ontario. With offices in Vancouver, Mississauga, and Toronto and more than 500 employees, Central 1 provides a wide range of services such as liquidity management, direct banking, and flexible payment service solutions to a wide range of credit union and institutional clients Central 1 is governed by a 14-member Board of Directors drawn from credit unions in the two provinces.