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Jenius Bank is a digital banking service provided by Bank SMBC Indonesia, a subsidiary of Sumitomo Mitsui Banking Corporation. It aims to redefine banking by offering better rates on financial products and personalized insights for effective financial management. The Jenius app integrates a variety of services, including money transfers, QR code payments, asset management, investment options, credit card services, and lending solutions. The Jenius Main Debit Card (m-Card) features a modern design and aligns with the companys "Think Unthinkable" philosophy. Jenius primarily targets millennials and has attracted over 5.2 million customers in Indonesia, appealing to those seeking a user-friendly banking experience. Customers who receive their paychecks through Jenius enjoy benefits like free remittance fees and withdrawal services. Jenius is committed to helping users organize their finances and encourages innovative thinking in the banking sector. Recent updates, including a new booth concept and a redesigned debit card, reflect its dedication to enhancing customer experience.
IDB Bank is an American multinational private and commercial bank headquartered in New York City. It operates in the United States, Latin America, and Israel, and is chartered by the State of New York. As a member of the Federal Deposit Insurance Corporation (FDIC), IDB Bank provides a range of financial services. The bank offers personal banking services, including checking and savings accounts, credit cards, personal loans, and mortgages. For businesses, it provides commercial loans, lines of credit, cash management services, and business checking accounts. Additionally, IDB Bank offers investment products and wealth management services, catering to both individual and business financial needs. With a history dating back to 1949, IDB Bank has evolved from a representative office to a full-service bank, reflecting its commitment to serving a diverse client base across its operational regions.
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