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Bay Federal Credit Union is a full-service, not-for-profit financial cooperative. We provide personal and business banking services but, unlike a bank, we`re owned by our account-holders — members like you! Our goal is to be better than a bank by delivering outstanding service, competitive savings yields, low loan rates, and many low and no-cost services. Our Board of Directors is made up of unpaid volunteers who oversee the strategic direction of the credit union, always with the safety and security of your money as the number one priority.
Since our inception in 1905, we strive to provide quality service and products to our community, and we look forward to being your independent home-owned bank for another 100 years. As a fellow community member who constantly strives to see all local businesses and individuals succeed, we want to thank you for instilling your trust in us for over 100 years, and we look forward to many more years of returning our appreciation. We serve Dunlap and Monteagle, TN with full-service locations, with a loan production office in Jasper, TN. We also offer 24/7 service through our website and mobile applications. While time moves forward and many businesses have come and gone in our community, we at Mountain Valley Bank are still here and are committed to you and your financial needs.
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