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PREMIER Bankcard and First PREMIER Bank are sister organizations under the holding company United National Corporation (UNC) yet they operate independently. PREMIER Bankcard is the service provider for First PREMIER Bank credit cards. Both organizations are separately funded. PREMIER Bankcard's credit card loans are self-funded by their cash reserves. No First PREMIER Bank depositor's money or debt is used to fund the cards. The organizations are based in Sioux Falls, South Dakota, Miles Beacom is the President and CEO of PREMIER Bankcard. Dana Dykhouse is the CEO and Dave Rozenboom is the President of First PREMIER Bank. Since 1989, our primary purpose is to provide individuals with damaged credit histories an avenue to obtain credit through the use of a credit card to help them demonstrate positive financial patterns. Therefore, credit lines are kept low (usually around $300) so that these individuals are not put in a position to further hinder their financial progress. We report all cardholder payment information to the major consumer reporting agencies. All of our products are priced based on the risk associated with offering the product to these individuals, many who find themselves at the lower end of the credit scale. Today PREMIER Bankcard is one of the top 20 issuers of VISA® and MasterCard® credit cards in the country serving millions of customers nationwide. Our company remains committed to helping these individuals receive a second chance when it comes to their finances.
Smith Hayes Financial Services is one of the leading companies in Financial Services industry. Smith Hayes Financial Services is based in Lincoln, NE. You can find more information on Smith Hayes Financial Services at www.smithhayes.com
Performance Capital Management, LLC, together with its subsidiary, Matterhorn Financial Services, LLC, engages in acquiring assets originated by federal and state banking and savings institutions, loan agencies, and other sources. These assets primarily consist of non-performing credit card loan portfolios, and are purchased and sold as portfolios. The company was founded in 2002 and is based in Buena Park, California. As of January 15, 2010, Performance Capital Management LLC operates as a subsidiary of Oliphant Financial Group, LLC.
Allegheny Valley Bank of Pittsburgh is one of the leading providers in Financial Services. It is based in Tempe, AZ. To find more information about Allegheny Valley Bank of Pittsburgh, please visit www.avbpgh.com
Kroll Bond Rating Agency, a nationally recognized statistical rating organization, was established to restore trust in credit ratings.