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BayFirst

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Federal Reserve Board

The Federal Reserve Board, commonly known as the Fed, is the central authority of the Federal Reserve System, which serves as the central banking system of the United States. Established in 1913, the Fed aims to create a stable monetary system and address banking panics. Headquartered in Washington, D.C., it oversees 12 regional Federal Reserve Banks, balancing regional insights with national policy. The Fed has five main functions: conducting monetary policy to promote maximum employment and stable prices, ensuring financial system stability, supervising and regulating financial institutions, fostering efficient payment and settlement systems, and promoting consumer protection and community development. It also provides essential services such as payment processing and economic data publications, including the Beige Book and the FRED database. The Fed plays a crucial role in supporting the U.S. economy and serves various stakeholders, including depository institutions, the U.S. government, and foreign official institutions.

Oregon Pacific Bank

Welcome to Oregon Pacific Bank, the longest-serving community bank in Lane County. Established in 1979, we have full-service branches in Coos Bay, Eugene, Florence, Medford, Portland, and Roseburg. At Oregon Pacific Bank, we believe that banking is more than just numbers – its about building relationships. Were dedicated to serving our local communities and businesses by providing personalized banking solutions tailored to your unique needs.