Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Merchants’ Choice Payment Solutions (MCPS) is a full-service provider of processing services and business solutions that enable our merchants to accept all major payment card options, as well as checks, Electronic Benefits Transfer, gift and loyalty cards, and Fleet Management. Established in 1989, MCPS is one of the top 30 merchant acquirers in the United States, delivering card processing services to more than 65,000 merchants and 1,000 bank locations in 17 states, processing over $16 billion in sales volume annually. MCPS has evolved to incorporate innovative solutions for both merchants and its sales partners. MCPS provides a single point of entry to its sales agent partners which allows them access to various platforms, same day account boarding, portfolio management tools, and an array of processing products. MCPS helps sales partners provide state-of-the art technology, innovative payment products, and business solutions such as data analytics, social media marketing, brand reputation management, and business funding solutions. Additionally, MCPS provides world-class customer support to merchants in retail, dining, health care, fuel dispensing, and personal services. MCPS is large enough to offer the competitive pricing necessary for our sales partners and merchants to be successful, yet agile enough to respond to their unique needs and continue to offer innovative products and solutions. MCPS provides the tools to grow, know and secure your business!
ORNL Federal Credit Union has been around since 1948—a financial cooperative, owned by our members and continuing to grow strong while serving thousands of your friends and neighbors by providing the tools and accounts to help them save more and spend less. And we`ve always worked to encourage our members to do just that. And now more than ever it`s time to get back to the basics. We`ll work with you to take a look at your overall financial picture and help find ways to decrease your debt, lower your payments, and help set up a structured plan for both short and long-term savings. Best of all, your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA, a U.S. Government Agency. Like FDIC insurance, no one has ever lost a penny of money insured by the NCUA. Today, members of ORNL FCU account for over one billion dollars in assets. Our community credit union provides financial services to businesses and anyone who lives, works, worships, or attends school in the 16 counties of Central East Tennessee: Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan, Roane, Scott, Sevier, Union
We`re passionate problem-solvers and people-helpers who like to have fun. We ask questions and find answers. Everything we do starts with Teamwork, Integrity, Respect and Excellence and we thrive on it for the benefit of our employees, and our community. We are proud to be a part of something bigger than ourselves, united by one common goal: people helping people.
Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270,000 members from its 23 branches across central North Carolina and has consistently been named one of the best places to work.