Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Merchants’ Choice Payment Solutions (MCPS) is a full-service provider of processing services and business solutions that enable our merchants to accept all major payment card options, as well as checks, Electronic Benefits Transfer, gift and loyalty cards, and Fleet Management. Established in 1989, MCPS is one of the top 30 merchant acquirers in the United States, delivering card processing services to more than 65,000 merchants and 1,000 bank locations in 17 states, processing over $16 billion in sales volume annually. MCPS has evolved to incorporate innovative solutions for both merchants and its sales partners. MCPS provides a single point of entry to its sales agent partners which allows them access to various platforms, same day account boarding, portfolio management tools, and an array of processing products. MCPS helps sales partners provide state-of-the art technology, innovative payment products, and business solutions such as data analytics, social media marketing, brand reputation management, and business funding solutions. Additionally, MCPS provides world-class customer support to merchants in retail, dining, health care, fuel dispensing, and personal services. MCPS is large enough to offer the competitive pricing necessary for our sales partners and merchants to be successful, yet agile enough to respond to their unique needs and continue to offer innovative products and solutions. MCPS provides the tools to grow, know and secure your business!
Fairmont Federal Credit Union (FFCU) is a full service financial institution offering a variety of saving accounts, checking accounts, IRA's, loans and online services. Membership eligibility requirements may apply. This credit union is federally insured by the National Credit Union administration. Loan approval based on qualified applicants. Financing is available with approved credit and collateral. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Unparalleled Electronic Payment Services and Technologies for Independent Schools Diamond Mind provides the easiest, most cost-effective, lowest risk electronic payments solutions to independent schools so that school administrators and parents can focus on giving our next generation the best education possible. We innovate to stay at the forefront of our industry, and maintain direct relationships with global financial institutions and associations. Areas of expertise cover the entire spectrum of independent schools’ campus needs, from online giving, tuition, admissions, and bookstore, to summer programs and purchasing cards. Diamond Mind works hard to build deep, trusting relationships with each client. We gladly share our expertise in financial products and payment processing so each client can make informed decisions about the best path forward for their situation. Our exceptional service and innovative solutions stand the test of time. Over the past 10 years, 99% of our clients have chosen to stay with Diamond Mind. We believe their loyalty is grounded in our commitment to offer the right set of products, services, and customer care to each person with whom we work.
Royal Credit Union was made up of just 100 Members when we were organized in April 1964 to serve the employees of Uniroyal and their families. In November of 1972, Royal was granted permission to add other employee groups to its membership and over the next two years we did just that, bringing 27 new groups into the family. That popularity told us we were ready for a community charter. With more than 200,000 Members today, on the surface we don`t really look like we did when we just occupied a small office in a tire plant. But there are many, many things that have remained true from day one. They are highlighted in our Core Values, which you will find on this page and posted in each of our offices. More importantly, you will find these Core Values instilled in each of our team members, who make sure to listen to your story and help you in any way they can. Federally insured by NCUA.