A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
Kinecta is banking done different. While the journey to success isn`t always a straight line, having the right financial partner by your side can make all the difference. We`re excited to be the partner who helps you achieve your goals and dreams, and we`re committed to sticking by you, every step of the way. You`ll find almost every type of financial service at Kinecta, from the basic to the most sophisticated, as well as sought-after rates and employees with a true passion for service and excellence. Since we`ve been serving Southern California for 80 years, we have a strong foundation of trust with local communities. Each year, we partner with, donate to, and invest our time in more than 100 nonprofit causes – more than half suggested by our own employees.
We believe in giving you the opportunity to make a difference in your financial world and beyond. Our products and services are delivered through an exceptional customer service experience. We just happen to be a credit union.
The FFAM 360 group of companies is a world-class organization that provides customer centric solutions that address all phases of the credit and revenue lifecycle. Through our vast network of affiliated companies, we deliver comprehensive solutions in the areas of business process outsourcing, accounts receivable management, healthcare revenue cycle management and receivables purchasing & specialty finance. Our Mission is to deliver revenue-cycle solutions to our clients that optimize their credit and revenue lifecycle through the deployment of world-class people, operations, and technology, rooted with integrity and compliance. Founded in 2002 by industry veterans with over 100 years of combined experience, our vision was to create a best-in-class organization that combined leading revenue cycle management with institutional capital; all focused on optimizing liquidity solutions for accounts receivables throughout the credit and revenue lifecycle. Since being founded, the FFAM 360 group of companies have become some of the most well-known and respected financial institutions in the revenue cycle management industry. Our teams include industry leaders from multiple disciplines with specializations ranging from credit origination to post charge-off servicing.
Unlike banks, we exist to serve our members, not to make a profit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for our members, employees and communities. It`s our secret weapon that turns promises into action: investment in you. We`re committed to helping you go further with your money at every stage of your life. At more than 540,000 members, we serve the world`s most forward-thinking companies, including HP, Microsoft, Amazon, Nike and more. So follow us at First Tech and start investing in you.