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HBT is a not-for-profit health and welfare trust that provides group health and welfare benefits on behalf of participating employers for nearly 265,000 eligible employees, their eligible dependents, and beneficiaries employed in health care and social services in British Columbia. The primary benefits provided by HBT are Group Life, Accidental Death & Dismemberment (AD&D), Weekly Indemnity, Long Term Disability (LTD), Extended Health, and Dental. HBT ensures these benefits are administered in accordance with provisions and plan design negotiated by HEABC, CSSEA, and single-site collective agreements.
DUAL North America is a prominent independent underwriting organization based in the United States, part of the global DUAL Group. Established in 2013, it has become a leading program administrator in the insurance sector. The company operates under the Howden-owned DUAL Group, which is recognized as one of the largest managing general agents worldwide, with a presence in 21 countries and over $3.5 billion in gross written premium. The company specializes in expert underwriting solutions across various insurance lines, including commercial property, casualty, financial lines, and surety. DUAL North America offers more than 40 unique products tailored to meet diverse client needs. It also features a robust online platform that enables appointed producers to quote, bind policies, and manage documents digitally. With a network of over 11,000 brokers globally, DUAL North America serves a wide range of clients, from small businesses to large fleets, particularly in regions like California and Texas.
Thoroughbred Diesel opened in 2001 as a one bay shop in Winchester, KY. We operated our shop on three simple ideas; impeccable customer service, lowest possible prices, and fast delivery. We specialized in diesel performance and diesel stock replacement installs. Through our years as strictly a service and performance garage we realized that people all over the country need a place they could trust to call and get free honest advice about their diesel vehicles. It was shortly after that we launched our website and began our "Call For Free Advice" slogan. At Thoroughbred Diesel we know more than just the part numbers, we know the parts. We are still a real shop located in Winchester Kentucky that specialize in diesel performance and diesel repair and, we still offer free advice.