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Thomas M Cook is a Grand Rapids, MI-based company in the Business Services sector.
The Company SurgePays brings financial and telecom products to the underbanked and underserved populations of the United States where they live and where they shop. Goal in Process Building the largest direct distribution network of underbanked products and services in the country. The Market The underbanked do the majority of their financial transactions at their trusted local convenience store thats closest to their home. SurgePays utilizes these stores as the points of distribution into these communities. As we onboard stores to our fintech software platform, we enable the clerk at that store to perform transactions such as prepaid wireless activation and payments, along with reloading debit cards and other financially enabling services to improve the daily lives of those without traditional access to banks, credit and checking accounts. One of the really great things is that our revenue is directly tied to how many essential services we provide to those who need them most. The Golden Ticket The Affordable Connectivity Program or ("ACP") has been the revenue driver for SurgePays growth over the last couple of years. ACP offers a federal subsidy for a tablet device and monthly cellular broadband internet service to recipients of any other income based government benefit such as Medicaid, veterans pension, section-8 and most notably the program historically called food stamps or EBT, but now goes by SNAP. Catalyst Utilization We are utilizing this great program as the enticing catalyst to build what is now over 25,000 stores to be onboarded with a staging target of less than 12 months. In some areas, more than 30% of the transactions at convenience stores and supermarkets are using a SNAP card. Every customer who pulls that card is pulled out is eligible for ACP. Mindset Vision We are optimizing this white-hot reception by store owners to have access to this offering.
Humani is your modern thinking team of HR professionals. We are passionate about helping small and medium-sized businesses with their People and Culture. We take the stress out of HR by providing both fractional HR support and consulting services. Our solutions are customized, on-demand and scale with your needs. We are more than just strategic advisors – we do the work, so you can focus on building your business.
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