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We are brewing up something incredible here at HTeaO. In January of 2018 we launched our franchise prototype store in Midland, TX. Our desire is to provide ultra-premium Tea, Water and related products that give people safe and healthy food choices in a fun and clean environment. We are committed to providing the absolute best quality iced tea money can buy in a retail environment. With the incredible support of our customers we are entering into a season where we teach, train and mentor franchisees in growing their own successful business. Would you like to join us?
A New Risk Management Architecture - Emerald Bay is an updated solution to solve the problems created in a fractured/dislocated market. We are structured to ensure accountability throughout the life cycle of a risk, driven by integrity of underwriting. Collaborative, Tech Enabled Underwriting - Our technical underwriting and portfolio management is supported by cutting edge technology. We work in partnership with our MGA/PA and reinsurance capital partners to ensure long term sustainability. Partnership: A Full Alignment of Interests - Our approach requires that from producer to carrier to reinsurer all partners are invested in an aligned strategy. Our laser focus is on capital protection so we are there for our insured when they most need us.