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Kinecta is banking done different. While the journey to success isn`t always a straight line, having the right financial partner by your side can make all the difference. We`re excited to be the partner who helps you achieve your goals and dreams, and we`re committed to sticking by you, every step of the way. You`ll find almost every type of financial service at Kinecta, from the basic to the most sophisticated, as well as sought-after rates and employees with a true passion for service and excellence. Since we`ve been serving Southern California for 80 years, we have a strong foundation of trust with local communities. Each year, we partner with, donate to, and invest our time in more than 100 nonprofit causes – more than half suggested by our own employees.
We believe in giving you the opportunity to make a difference in your financial world and beyond. Our products and services are delivered through an exceptional customer service experience. We just happen to be a credit union.
Georgetown Kraft Credit Union was founded in 1952. The company`s line of business includes the cooperative thrift and loan associations (accepting deposits) organized under other than Federal charter to finance credit needs of their members.
Darien Rowayton Bank was founded by leading local business people to provide our community with an exceptional combination of competitive banking services and thoughtful personal service. We carefully lend your deposits to support the growth of local businesses and to meet the needs of community members for financing worthy purposes from housing to education. Our focus on communities in Connecticut means we have avoided the types of loans and investments that underlie the current financial industry crisis and can continue to meet the credit needs of our community. We are committed to long-term relationships and offer the conveniences and financial services you expect from a larger bank, with the incredible rates, safety, and personal attention you won’t find anywhere but home.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.