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Employees Life Company was founded in 1946 and first opened its doors in downtown Chicago, Illinois. Over the course of the past 70 years we have seen many changes, including three moves, two mergers, and one significant name change. Today we are known as ELCO Mutual Life and Annuity and are located in Lake Bluff, IL, which we`ve had the pleasure of calling home for over 35 years. Here at ELCO we define ourselves simply as service, stability and protection. We take pride in the fact that every call is answered by an actual person, a trend that seems to be disappearing. We have been servicing the senior market for over 30 years and plan on continuing that tradition for years to come. We offer an array of products that can be used to help you prepare for retirement, including our line of multi-year guaranteed tax-deferred annuities and our unique portfolio of life products. Well, we will be posting articles and blogs that relate to our market. We will also provide updates about our rates and recent regulatory changes. Not to mention all of the fun content we post on our site. If you would like to learn more about ELCO, feel free to message us on here or explore our website.
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C. L. Frates and Company is a privately owned Insurance agency founded in Oklahoma City, Oklahoma in 1924. The agency provides the full spectrum of Insurance, Risk Management and Third Party Benefit Administration. Frates Benefit Administrators administers all types of self-funded employee benefit plans; Section 125 plans; and other reimbursement plans such as Health Savings Accounts, Health Reimbursement Arrangements and Medical Expense Reimbursement Accounts. In 1988, C. L. Frates and Company expanded to provide Third Party Administration services. In 2010, C. L. Frates and Company’s Third Party Administration operations began doing business as Frates Benefit Administrators and appointed Rick Franklin its CEO. On May 1, 2014, RMJP Equity, Inc., a corporation led by Franklin, purchased the assets of Frates Benefit Administrators. Frates Benefits Administrators provides services for various single and multiple employer clients. This includes school districts, municipalities, private and city owned hospitals and a variety of other industries.