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LendingUSA specializes in point of sale and direct-to-consumer financing solutions with a special focus on a wide range of elective medical services and consumer goods and services. The Company`s proprietary technology combines traditional and next generation underwriting and fraud detection techniques to approve loan applications in real-time – often in a matter of seconds. LendingUSA builds strong relationships with its merchant partners by providing the tools and training necessary for them to provide the appropriate financing to customers at their point of need. LendingUSA also powers a proprietary network of websites that help thousands of people each month research and obtain financing for healthcare and plastic surgery loans, fertility loans, dental loans, legal loans, pet loans, and many other needs. All loans are made by Cross River Bank, a New Jersey State Chartered bank, Member FDIC. Loans are not currently available in Connecticut, New York, West Virginia, and Vermont.
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