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Founded in 1994 on principles of integrity and superior customer service, Primary Capital Mortgage (PCM) set out to become a best-in-class residential mortgage lender. Since then, we’ve expanded into 31 states as a mortgage lender and servicer offering home loans through Retail, Wholesale and Correspondent channels. To date, we have provided over $13 billion dollars in residential mortgages. In 2013, a strategic partnership with Resource Capital Corp. (NYSE:RSO) was forged to infuse PCM with the capital needed to develop non-agency products and better serve our residential borrowers. RSO is publicly traded with a market capitalization approaching $1 billion. RSO invested $30 million in PCM while another $200 million is available for deployment to PCM and related residential mortgage activities. For the past 20 years, a commitment to our foundational principles helped us weather issues like the financial crisis and thrive in its aftermath. And now, this partnership with RSO allows PCM to invest in a future where more Americans can realize the dream of affordable home ownership. PCM is currently investing in exceptional talent, adopting new technologies, and developing product capabilities to better serve clients. Our goal of becoming the most respected and reliable name in mortgage lending is an ambitious but not unrealistic one. The investments we’ve made in our people, our products, and our principles enable us to offer the best-in-class service that we committed to twenty years ago and that will guide us in the future. PCM’s mission is to deliver an outstanding client experience while building the most innovative and respected mortgage company in America.
Backed by the world`s sixth largest property and casualty insurer in Tokio Marine Group with annual revenues exceeding $30 billion, WNC First Insurance Services began in 1962 as Wilshire National Corporation and today serves more than 2,000 financial institutions nationwide. As a managing general underwriter, WNC First maintains a preferred status with multiple “A” rated insurance providers, offering a robust and flexible solution to meet your residential and commercial portfolio insurance requirements. WNC First offers specialty insurance and compliant outsourcing programs that benefit the mortgage industry and their customers through five product divisions: 1) Lender Placed Insurance – we provide full insurance tracking services and insurance products protecting against hazard, flood and wind perils. This includes insurance adequacy and full compliance to federal and state regulatory requirements. 2) HomeownerSelect® Insurance – the industry`s first customer centric LPI alternative that truly provides more comprehensive coverage at a reduced price through a simplified borrower offering. 3) Voluntary Optional Insurance - customer solicitations of wide-ranging affinity products including term life, accidental death, home warranty and other customer enriching offerings 4) Construction Insurance - builder`s risk coverage available on voluntary or lender placed basis 5) Claims Administration - full claims services including loss appraisals, claim adjustments, reinspections, TPA services, and mediation representation We believe that Integrity is our most valuable asset and our biggest offering. Through these offerings, we hope to play a supporting role in your company`s success stories, as you will always have a lead role in ours.
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