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Earnin`s mission is to build products for a more equitable financial system and a better life. Built for the unique needs of those living paycheck to paycheck, Earnin is designed to free people from the traditional payment cycle and help them take control of their money, starting from when they earn it. Earnin`s comprehensive suite of tools include: Cash Out, which provides access to income as it`s earned, Balance Shield, a low balance alert to help maintain a positive bank balance, Financial Calendar that helps people budget and schedule payments, and Tip Yourself, an easy way to set aside money to reach savings goals. Earnin is community-supported, with no mandatory fees or hidden costs. People tip what they choose to support the service. As of September 2021, Earnin has performed more than 125 million transactions and provided access to $10 billion in earnings for its members.
Since 2004, business coaches John Cosgrove and Rick Johnson have enabled Phoenix-area CEOs, presidents and business owners to achieve their vision through their unique advisory board services. Twice they were selected Business Partner of the Year by Renaissance Executive Forums, and in 2010 they became the largest business partner internationally. At the urging of their members and clients to expand their offerings, AZ Growth Advisors was launched in 2011.
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