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A New Risk Management Architecture - Emerald Bay is an updated solution to solve the problems created in a fractured/dislocated market. We are structured to ensure accountability throughout the life cycle of a risk, driven by integrity of underwriting. Collaborative, Tech Enabled Underwriting - Our technical underwriting and portfolio management is supported by cutting edge technology. We work in partnership with our MGA/PA and reinsurance capital partners to ensure long term sustainability. Partnership: A Full Alignment of Interests - Our approach requires that from producer to carrier to reinsurer all partners are invested in an aligned strategy. Our laser focus is on capital protection so we are there for our insured when they most need us.
Sycamore is a specialty wholesale broker, focusing on hospitality, cannabis, energy and niche personal lines dwellings. Sycamore Specialty Underwriters started its wholesale broker operations in 2014. Partnering with insurance companies around the country, Sycamores goal is to make sure agents seeking specialized products have a one stop-shop to finding coverage for their clients.
Unison Risk Advisors is one of the top privately-held insurance brokerages in the nation. Through its regional operating companies, Unison Risk Advisors provides risk management services, commercial property and casualty insurance, employee benefits and health insurance, personal and life insurance, and retirement plan services to corporate and individual clients in a diverse set of industries. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the best interests of the client.
For over 125 years, Farmers & Merchants State Bank has proudly operated as an independent community bank, serving the residents of Waterloo, Marshall, and the recently added Lake Mills, WI. In addition to our in-house financial services, we offer a complete range of full-service, mortgage, and internet banking options. Since our establishment in 1897, we have played a vital role in our communities and remain dedicated to their prosperity. Our team is always ready to offer guidance and support, as we consider ourselves your lifelong financial partner. Our objective is to deliver comprehensive financial services and be your trusted partner for life.
We get it. You are running a business and dont have time or money to waste. You need practical outside counsel that helps you get the right result without undue disruption or expense. We know that you need to realistically assess the risks in any given situation, decide on an approach that suits your business objectives, and execute successfully. Usually fast. Frequently yesterday. Our team brings a uniquely business-savvy perspective and valuable insight borne of substantial in-house experience as well as a level of client service honed by years of building highly successful client relationships as outside counsel. Put simply, we treat our clients like we dreamed of being treated when we were in-house. We deliver. Members of our team have led the charge on corporate and employment law aspects of some of the biggest mergers of their time and seen to successful integration once the deals were done. Weve served as outside counsel handling all varieties of corporate matters and managed major dockets of litigation, helped clients dramatically reduce such claims before they are filed, handled administrative charges nationwide, dealt with boards and senior leadership in "bet the company" scenarios and been joined at the hip with in-house counsel, human resources professionals, and managers in the front lines. Weve been the go-to resources on mission-critical and day-to-day issues as well as everything in between. We can help you anticipate the next big issue, identify opportunities, avoid unintended consequences, exceed expectations, and maintain the trust and confidence of your internal clients – something we know you worked hard to build. Lets talk. We would love to hear what you have going on and what you see as trends, primary challenges and next issues. We always want to learn more about your business. We want to help you in your mission to add value. And when you are ready, lets talk about how we can help your team.