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NH Federal Credit Union is a full-service financial institution that has been serving its members since 1941. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH. The credit union philosophy is "people helping people". The money you deposit in NH Federal Credit Union is the money we use to loan to other members - most often your family members and co-workers. The interest repaid on loans funds the dividends for your savings and pays our operating expenses. You even have a say in how our organization is run by electing our volunteer board of directors.
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PREMIER Bankcard and First PREMIER Bank are sister organizations under the holding company United National Corporation (UNC) yet they operate independently. PREMIER Bankcard is the service provider for First PREMIER Bank credit cards. Both organizations are separately funded. PREMIER Bankcard's credit card loans are self-funded by their cash reserves. No First PREMIER Bank depositor's money or debt is used to fund the cards. The organizations are based in Sioux Falls, South Dakota, Miles Beacom is the President and CEO of PREMIER Bankcard. Dana Dykhouse is the CEO and Dave Rozenboom is the President of First PREMIER Bank. Since 1989, our primary purpose is to provide individuals with damaged credit histories an avenue to obtain credit through the use of a credit card to help them demonstrate positive financial patterns. Therefore, credit lines are kept low (usually around $300) so that these individuals are not put in a position to further hinder their financial progress. We report all cardholder payment information to the major consumer reporting agencies. All of our products are priced based on the risk associated with offering the product to these individuals, many who find themselves at the lower end of the credit scale. Today PREMIER Bankcard is one of the top 20 issuers of VISA® and MasterCard® credit cards in the country serving millions of customers nationwide. Our company remains committed to helping these individuals receive a second chance when it comes to their finances.