| Name | Title | Contact Details |
|---|---|---|
Ken Kolchier |
Chief Technology Officer | Profile |
Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties of California. We are a not-for-profit financial cooperative that is owned by our members in the many communities we serve. Unlike banks who are in business for their stockholders, we are in business for our members. The money earned by banks is paid out to a few stockholders. We give the money back to our members in the form of higher dividend rates on savings and lower interest rates on loans. Additionally, the money deposited by credit union members is in turn loaned out to other members, incorporating the "People Helping People" philosophy. Our heritage began in 1949 when seven county employees formed the Stanislaus County Employees Federal Credit Union. Seven years later, eight Gallo Winery employees formed Gallo Employees Federal Credit Union. This was followed by the Gallo Glass Federal Credit Union organization in 1959. In an effort to increase assets and loan availability, the two Gallo credit unions merged in 1968 and eventually took on a new name in 1987, Vintage Federal Credit Union. Over the years, Stanislaus County Federal Credit Union and Vintage Federal Credit Union continued to add additional employee groups. In June of 1998, the Board of Directors of Stanislaus Federal Credit Union, along with Vintage Federal Credit Union, agreed to join together to become a new, bigger, and better credit union uniquely positioned to serve it`s combined membership. On September 7, 1999 the two credit unions came together and under a State Charter, opened it`s first branch at 1419 J Street in downtown Modesto, CA, as Valley First Credit Union.
Intrasweep is a New York, NY-based company in the Financial Services sector.
Our company is made up of highly experienced Licensed Mortgage Loan Originators and several Certified Reverse Mortgage Professionals (CRMP), and we do 1 thing and 1 thing only, Reverse Mortgages. The founder and owner was interviewed and quoted in FORBES in 2015, and was appointed to the Ethics Committee of the National Reverse Mortgage Lenders Association (NRMLA). So we can clearly distinguish ourselves as some of the top people in the reverse mortgage industry, which can`t be said for many other companies, as there are only a little over 100 CRMPs in the entire country. Our collective experiences have brought us to the conclusion that our current set up as Reverse Mortgage Brokers, rather than direct lenders, is the best for ALL of our clients. Why do I say this? Lenders we have worked for have said things like “we don`t want every loan”, which is NOT our policy. What that means they are willing to deny the borrower the benefit of the Reverse Mortgage because it does not meet their elite criteria. Everyone who comes to us has a specific need and want, regardless of whether they are the perfect A+ borrower or not. So our job is to make sure all those needs are met in a fast, efficient, and low cost manner.
Since our founding in 1955, Wedbush has been a leader in the financial services industry, providing our clients, both private and institutional, with a wide range of securities brokerage, wealth management, and investment banking services; Headquartered in Los Angeles, California with 100 registered offices and nearly 900 colleagues, the firm focuses on client service and financial safety, innovation, and the utilization of advanced technology.
Secure makes saving for emergencies easy and helps you navigate the unexpected in life.