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Item 1. Description of Business. This report contains statements which constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These
Merrick Bank was founded in 1997 and is a top-20 issuer of Visa® cards. In addition, Merrick Bank is an authorized issuer of MasterCard® cards. Merrick Bank also provides finance options to Marine and RV Dealers throughout the country, helping to facilitate Boat and RV purchases for consumers. Merrick Bank proudly serves over 2,.4 million cardholders and $5.3 billion in assets. Merrick Bank specializes in credit programs that assist consumers looking to establish or rebuild their credit rating. Merrick Bank is FDIC insured and offers Certificates of Deposit with a variety of rates and terms to fit your needs. Our Mission is to make a positive difference in the lives of our customers, our employees, and our community. We work hard to create a work environment that empowers our associates to grow, learn, and reach their potential.
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