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Item 1. Description of Business. This report contains statements which constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These
21 st Century Bank is a Minneapolis, MN-based company in the Financial Services sector.
The bank is in business to make a profit for its shareholders. This means that we must operate the bank as efficiently as we can. Efficient operations and quality services are the two major cornerstones upon which we will build future profits sufficient
Grand Forks District Savings is a Grand Forks, BC-based company in the Financial Services sector.
First Market Bank is a Richmond, VA-based company in the Financial Services sector.