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Genetically modified foods (GM foods, or biotech foods) are foods produced from genetically modified organisms (GMOs), specifically, genetically modified crops. GMOs have had specific changes introduced into their DNA by genetic engineering techniques. These techniques are much more precise than mutagenesis (mutation breeding) where an organism is exposed to radiation or chemicals to create a non-specific but stable change. Other techniques by which humans modify food organisms include selective breeding and somaclonal variation. Commercial sale of genetically modified foods began in 1994, when Calgene first marketed its Flavr Savr delayed ripening tomato. Typically, genetically modified foods are transgenic plant products: soybean, corn, canola, and cotton seed oil. These may have been engineered for faster growth, resistance to pathogens, production of extra nutrients, or any other beneficial purpose. GM livestock have also been experimentally developed, although as of July 2010 none are currently on the market. While there is broad scientific consensus that food on the market derived from GM crops pose no greater risk to human health than conventional food, critics have objected to GM foods on several grounds, including safety issues,ecological concerns, and economic concerns raised by the fact GM plants (and potentially animals) that are food sources are subject to intellectual property law.
With Americans now owing over 10 percent of their disposable income to non-mortgage debts like car loans, credit card accounts and student or personal loans it is more imperative than ever for financial institutions to properly manage that debt. The days of multiple spreadsheets and countless hours spent chasing collections has got to come to an end. FIntegrate allows financial institutions to scrap the expensive, time consuming, "old archaic" manual processes for managing collections and recovery. Now these financial institutions can utilize a highly advanced, streamlined software solution called Fusion to increase their efficiency, reduce their cost, and even capitalize on predictive analytics to better forecast future needs.
Liberty Bank National Association is one of the leading providers in Financial Services. It is based in Hales Corners, WI. To find more information about Liberty Bank National Association, please visit www.libertybankna.com
Offering HR, Payroll, Benefits, and Time Management technology to help our clients manage the employee lifecycle, no matter the organization`s size. Jobs: primepay.com/careers Since 1986, PrimePay has been helping organizations get time back in their day to focus on what matters most. This is possible through the Payroll, Applicant Tracking and Onboarding, HR, Time Clock, and Benefits Administration services that help to ensure compliance and to provide exceptional support throughout the employee lifecycle.
"American Funds sells mutual funds you could bring home to meet your parents: the funds are always described with words like ""steady,"" ""solid,"" and ""dependable."" In the late 1990s, when the bull market was roaring, steady sounded too much like dull,"