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The Richmond Fed is one of 12 independent regional Reserve Banks that, along with the Board of Governors in Washington, D.C., serve as our nation`s central bank. Together, we`re working to help you be more confident in your financial decisions and in our nation`s economic and financial systems. We serve the public and communities in the Federal Reserve`s Fifth District, including the Carolinas, Maryland, Virginia, West Virginia and our nation`s capital. We`re headquartered in Richmond, Virginia, with offices in Baltimore, Maryland, and Charlotte, North Carolina. The Federal Reserve has an impact on your financial well-being and the broader economy by helping promote stable prices, employment and moderate interest rates. We also help ensure the safety and soundness of the financial system — from working with banks to make sure they`re financially healthy, to providing a secure and efficient way to get your payments get from point A to point B. We provide teachers with tools to educate their students about the economy. And we connect with community and business leaders and organizations to better understand local economic conditions, as well as help understand and address economic issues facing low income communities.
Founded in 1948, and named for agricultural researcher and scientist George Washington Carver, Carver Federal Savings Bank formally began operations on January 5, 1949 on 125th Street in Harlem, providing local residents a place to save and obtain mortgages to buy homes in their own communities. In February 1961, Carver opened its first branch in the Bedford-Stuyvesant section of Brooklyn and continued expanding its operations in Manhattan, Brooklyn and Queens into the 1990s. In 1994, Carver Bancorp, Inc. became a publicly traded company and in 2007 was listed on the NASDAQ stock exchange (CARV). Carver Bancorp, Inc. is the holding company of Carver Federal Savings Bank. Today, Carver is the largest African- and Caribbean-American operated bank in the USA and channels its capital resources into underserved neighborhoods by reinvesting over 83% of its deposits into the communities we call home. The Bank remains rooted in expanding wealth enhancing opportunities in the communities it serves, by expanding access to capital and financial advice to consumers, businesses and non-profit organizations, including faith-based institutions. Carver remains headquartered in Harlem, and predominantly all of its 9 branches and stand-alone 24/7 ATM Centers are located in low-to-moderate income neighborhoods.
Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in Downtown San Jose. For over 25 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals. The Bank combines the classic values of relationship-based, customer-focused community banking, with a forward-looking, strategic approach. Our solution-driven team of experienced, dedicated and innovative bankers, partner with you to find a custom solution that fits your business needs. Our large spectrum of credit and loan products spans from factoring to open lines of credits, cash management solutions to support and leverage your business cash flow, as well as a dedicated HOA Specialty Banking department servicing the HOA community with the latest in banking technology.
Founded in 1902, the First National Bank in Altus has begun its second century of serving Altus and Southwest Oklahoma. From the original location at the intersection of Main and Broadway, First National has grown to an institution with assets in excess
PayProTec is a Fort Wayne, IN-based company in the Financial Services sector.