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Earnest was founded in 2013 on the belief that getting a loan shouldn`t be so difficult for financially responsible people. We are bringing back the trust that was previously lost in financial systems. We look beyond a credit score, instead of analyzing a person`s full education, employment, and financial profile to reward financially responsible people with better rates than traditional lenders. For recent college graduates, repaying student loans can be a stressful financial burden as you embark on your career. This is why Earnest offers student loan refinancing with low-interest rates and zero fees. Refinancing your student loans with Earnest gives you the option to choose a repayment plan that fits your budget and the option to choose between a variable or fixed interest rates. We also offer extras like the ability to skip a payment, change your payment amount and date, and the ability to repay your loan faster without penalties. Navigating loans to pay for school can be a long and confusing process. This outdated process inspired us to create a new private student loan product, with new tools to simplify every step of the application and approval process. Led with technology, data, and design to engineer a more human application experience, Earnest`s private student loans incorporate an innovative eligibility check, cosigner invite, ability to customize your loan, and a 9-month grace period. We have no fees and offer flexible repayment options and extras like skip a payment. Learn more about Earnest`s products at www.earnest.com. For employees, Earnest`s culture is as dynamic as the products we are building and defining every day. Earnest offers great perks including a generous paid time off policy, catered meals, annual flight to anywhere in the world with a buddy (up to $1,000), and more.
Oxygen is a modern financial platform designed for the 21st-century economy, tailored to meet the unique needs of today`s consumers and small businesses (freelancers, solopreneurs and modern SMBs). We believe beauty lies in simplicity, from design to utility, and build our ever-growing product suite with this in mind. And we`re just getting started. At Oxygen, we`re focused on lifting up those who dare to push boundaries and redefine what`s possible by delivering on our promise to be a more fair financial partner. The next generation building the future is writing their own rules and shattering expectations. So are we. For those who reject the status quo, welcome to Banking for the Extraordinary.
The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around.
CellTech Solutions is a Edison, NJ-based company in the Financial Services sector.