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Universal Sompo is a Joint venture of Indian Bank, Indian Overseas Bank, Karnataka Bank, Dabur Investments, and Sompo Japan Insurance Inc. The companys paid-up capital is Rs 368 Cr; Shareholders Net worth is over Rs. 1269 Cr ; Gross Written Premium Rs. 4169 Cr ; Assets Under Management (AUM) Rs. 4386 Cr; Solvency at 1.73 times. The company is headquartered in Mumbai and has 151 offices countrywide with representation through its digitally enabled employees. It has a strong distribution network of Agents, Point of salespersons, Bank Branches, Automobile Dealers, Brokers, Common Service Centres, and Digital Platforms. The company offers 234 IRDAI-approved products and 1494 Add-on covers, ranging from Motor, Accident & Health, Home for Individuals, Shopkeepers Package, Crop and other non-life packages for SMEs, Fire, Marine, Engineering, Employees Benefit, Project Insurance, Liability, and other special products for Corporates. Microinsurance covers the Rural segment. The company maintains its Claims settlement ratio at 98.87% and has robust technology architecture to serve its customers nationwide.
The Future Needs a Heritage Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in San Jose. For over 30 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals. The Bank combines the classic values of relationship-based, customer-focused community banking, with a forward-looking, strategic approach. Our solution-driven team of experienced, dedicated and innovative bankers, partner with you to find a custom solution that fits your business needs. Our large spectrum of credit and loan products spans from factoring to open lines of credits, cash management solutions to support and leverage your business cash flow, as well as a dedicated HOA Specialty Banking department servicing the HOA community with the latest in banking technology. Bank Focused on People Working with People With over 800 Non-profit organizations spanning a wide variety of industries, we know the intricacy of banking for non-profits. At HBC, we take a strong consultative approach empowering you to make meaningful business decisions that will allow you to have a strong impact in your community. As a conservative three plus billion dollar, publicly traded, 5-Star Bauer Financial rated, FDIC insured bank we check all the traditional boxes for a financial institution. But community banking is much more. HBC is involved on a deeper level with industry, business and community leaders, and is able to leverage this network successfully for our clients business goals. As part of our mission to give back, our relationship managers are required to be active in their community. They serve on boards, are deeply involved with their local business organizations and chambers, and are taking active roles in shaping their business areas. Member FDIC | Equal Housing Lender | NMLS ID# 486849
For 25+ years, MIRACORP has served government and commercial clients. SMALL BUSINESS DESIGNATIONS -100% Woman-owned (WOSB) GSA Schedules: MAS - 47QSHA20D000Z NAICS CODE SERIES 541 - Professional, Scientific, Technical and Administrative Services 561 - Administrative and Facilities Support 611 - Educational Services
Taking forward a strong legacy, Pakistan Oxygen is the leading supplier of industrial and medical gases solutions in Pakistan, incorporating our trusted quality and safety standards with superior technology. Our legacies are pioneering and helping our customers grow and surpass new boundaries every day. With the widest range of bulk and compressed gases products, including the ASU gases - Oxygen, Nitrogen and Argon, to the specialty gases and mixtures, along with our range of welding consumables, equipment and safety gear, we are able to serve the needs of our customers, and contribute to the growth and development of our industries by providing them with efficient solutions. At Pakistan Oxygen, customers receive for each gas application, the complete solution – the gas, application knowledge and guidelines, tailor-made hardware and customized services. We have led and contributed to the development of the industry for more than 80 years, supplying gases products and customized services to more than 4,000 customers from a wide spectrum of industries ranging from the chemicals and petrochemicals to steel, food and healthcare sectors and more. Our team of trained and professional staff manages 24-hour operations at ten major industrial locations across the country to support our customers wherever they may be located. Our greatest asset are our people who add positive value to the community every day through their skills and meticulous work. Believing in a culture of innovation, and continuous improvement to realize better ideas, we empower our team and support them in their initiatives to achieve the best solutions. To develop, nurture and value the skills of our people remains at the center of our policy to develop a highly competitive and effective work culture. For more details, please visit our website http://www.pakoxygen.com or contact our Customer Services UAN +92 21 111 262 725