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Kentucky Employers` Mutual Insurance (KEMI) is the largest provider of workers` compensation insurance in Kentucky, providing coverage to more than 22,000 policyholders in all 120 counties of the state. In addition, KEMI provides an Other States Program for our policyholders who have operations in other states through a partnership with insurance carriers who do business outside of Kentucky. KEMI is a mutual insurance company owned by its policyholders. We are financed entirely by premium dollars and investment income. All workers` compensation insurance companies in Kentucky, including KEMI, are regulated by the Department of Insurance and the Department of Workers` Claims. KEMI employees provide exceptional underwriting, safety education and claims services to our policyholders. These principles, combined with our competitive pricing, responsible financial management and focus on innovation, make KEMI the provider of choice for Kentucky businesses. As a stable and competitive source of workers` compensation insurance, KEMI contributes to Kentucky`s economic development efforts. KEMI has maintained an “Excellent” rating from A.M. Best since 2001, was selected as one of the Ward`s 50 for financial stability and responsible business practices, and has been ranked first nationally as a Best Place to Work in Insurance by Business Insurance Magazine.
Shelter Insurance Companies has become a leader in the insurance industry, providing our customers with exceptional insurance and financial products and services. Since opening our doors over 60 years ago in 1946, we have worked to become one of the most successful and financially sound regional insurance groups in the country. In recent years, we have even grown to include an international reinsurance operation. Our policy for customer satisfaction and overall success is simple: emphasize integrity, excellence, and a commitment to improvement. The goal of our operations is to benefit our customers, our communities, our employees, and our agents. Our friendly, professional way of doing business has transformed us from a small company providing Missourians affordable car insurance into a leading corporation offering a variety of insurance products in 14 states. Shelter Insurance Companies include Shelter Mutual Insurance, Shelter General Insurance, Shelter Life Insurance, and Shelter Reinsurance companies. These are serviced by approximately 2,000 employees in numerous locations throughout our operating area. Our 1,400 agents are licensed, trained professionals here to make sure you have insurance protection when you need it. The insurance products we provide have been specifically designed to best suit you, and include protection for your home, life, car, farm, business, and more.
Herbert L Jamison is a West Orange, NJ-based company in the Financial Services sector.
FutureProof is a venture-backed insurtech startup on a mission to create the climate-smart insurer of the future. We`re a small team with a big vision. When we started FutureProof, we were motivated by the fact that the climate price signal is broken: the true cost of climate risk is not currently reflected in the financial system. This leads to mispricing and systemic risk, as well as to a lack of financial incentives for investment in adaptation and resilience. We believe that aligning incentives through insurance pricing will be crucial to the solution. Insurers need new technology to manage climate- and weather-related financial risk. We are building these solutions.
LifeCare typically provides full back-office administration. However, if desired, LifeCare can provide underwriting and claim services only. As an independent professional reinsurer that is a risk-bearer rather than just a pool administrator, LifeCare