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Founded in June of 2013, IMPESA is an innovator of electronic payment solutions. Its flagship product Monibyte, is the first in series of a fintech SaaS solutions. IMPESA is headquartered in Costa Rica where all of its engineering, programming, development, customer service, testing and QA is done in-house. In Q4 2016, IMPESA opened an additional office in Orlando, Florida to focus on global expansion servicing North America and Europe. Working in conjunction with banks and their commercial customers, and with Visa and/or MasterCard, IMPESA’s Monibyte software allows corporate bank business customers to manage and control the way their credit cards are used. The software allows these corporations to implement, in real-time, a number of security restrictions, control of transactions, change authorization parameters, generate reporting and data mining for the companies’ projections and integrate their transactions with most major ERPs (Enterprise Resource Planning). These features provide the additional benefit of mitigating credit card misuse and fraud. The software can also be used on retail portfolios. IMPESA has innovated and developed technologies such as card integration with satellite positioning systems (GPS) for large local and multinational distribution companies that use the software to manage their fleets. IMPESA products have revolutionized payment methods and expense control for the commercial and retail payments industry. The uniqueness of the payment SaaS engine at the core of Monibyte lies in the wide range of options it offers for each company’s transactions. Monibyte has received a Best Innovation in Retail and Commercial Banking Award, and the company’s founder, CEO and Chairman, Mario Hernández, was the subject of a feature interview at the London Stock Exchange in 2015.
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