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In 1890 when the Quincy Mine opened in Hancock, Michigan, local banking focused only on serving commercial banking customers. Seeing a need to serve everyday people, a group of local businessmen led by Charles Wright, opened Superior Savings Bank on April 1, 1890. Their first location was in the back of a jewelry store. They grew on, and with a capital investment of $150,000, established the Superior Trust Company in 1902. This opened up new investment opportunities for bankers at a time when brokerage houses were getting the bulk of their business in copper stocks. When Calumet & Hecla Mining Company stock hit $1,000 a share, the financial world looked on in awe. As the Quincy Mining Company continued to grow, so did the bank. By 1910, the mining company`s 2,000 employees were looking to build homes, establish savings, and improve their lives. Superior Savings Bank was there to help them do just that – earning them the nickname “The Working Folks` Bank” from area residents. And still they grew with the booming local economy. The bank built a three story, state of the art facility on the lot of their first location, and on December 6, 1941, Superior National Bank and Superior Trust Company officially merged, forming Superior National Bank and Trust. By 1960, the bank constructed its second new building on a lot previously occupied by St. Patrick`s Church. The building was considered the most modern office complex in the Copper Country at that time and featured the area`s first drive-up window. All these years later, that location still serves as the Superior National Bank and Trust headquarters at 235 Quincy Street in Hancock. Determined to expand the bank to other locations, in 1964 bank President Gunnar Miller set his sights on Baraga, Michigan. Regulations at the time required that bank branches be within a 25-mile radius of the headquarters. To his relief, the Baraga site was located 24.596 miles away. The branch opened in 1966 and was highly profitable, breaking even in 14 months. Additional locations soon followed: Hubbell in the mid-70`s, Mohawk, Chassell and Houghton. Bank growth continued into the new millennium, with the acquisition of Commercial National Bank of L`Anse in 2009. Through more than 128 years of growth, one thing has remained the same: Our commitment to serving the needs of our community. Though we have expanded to serve businesses and corporations, the strength and character of the community that got us here remains the backbone of our culture.
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Headquartered in Miami, Fla., U.S. Century Bank is a locally-owned and managed community bank dedicated to serving the financial needs of South Florida`s business and entrepreneurial community. Led by an experienced team of bankers and financial professionals, U.S. Century is committed to providing highly individualized services and business solutions. Since its inception in October of 2002, it has become one of Florida`s fastest-growing community banks with $1.65 billion in total assets with 11 banking center locations throughout Miami-Dade and Broward County. By combining its relationship-driven business model with its experienced leadership and focused vision, U.S. Century Bank will continue to grow as a financially solid and profitable institution and become the community bank of choice for business owners, entrepreneurs, professionals and individuals throughout South Florida.