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Hadron Insurance

Hadron is a premier A- VIII rated international hybrid fronting carrier, dedicated to transforming the insurance landscape for SMEs and lower middle-market insureds. As a modern market entrant, Hadron boasts a robust backing of $250 million in capital, and a strategic partnership network within the Altamont family. Hadron is an unencumbered, clean insurance entity specializing in custom insurance solutions for todays risk landscape. Our commitment to excellence is demonstrated in our top-tier operational frameworks and cutting-edge technology built to exceed expectations of partners and clients.

Pakistan Oxygen Limited (formerly Linde Pakistan Limited)

Taking forward a strong legacy, Pakistan Oxygen is the leading supplier of industrial and medical gases solutions in Pakistan, incorporating our trusted quality and safety standards with superior technology. Our legacies are pioneering and helping our customers grow and surpass new boundaries every day. With the widest range of bulk and compressed gases products, including the ASU gases - Oxygen, Nitrogen and Argon, to the specialty gases and mixtures, along with our range of welding consumables, equipment and safety gear, we are able to serve the needs of our customers, and contribute to the growth and development of our industries by providing them with efficient solutions. At Pakistan Oxygen, customers receive for each gas application, the complete solution – the gas, application knowledge and guidelines, tailor-made hardware and customized services. We have led and contributed to the development of the industry for more than 80 years, supplying gases products and customized services to more than 4,000 customers from a wide spectrum of industries ranging from the chemicals and petrochemicals to steel, food and healthcare sectors and more. Our team of trained and professional staff manages 24-hour operations at ten major industrial locations across the country to support our customers wherever they may be located. Our greatest asset are our people who add positive value to the community every day through their skills and meticulous work. Believing in a culture of innovation, and continuous improvement to realize better ideas, we empower our team and support them in their initiatives to achieve the best solutions. To develop, nurture and value the skills of our people remains at the center of our policy to develop a highly competitive and effective work culture. For more details, please visit our website http://www.pakoxygen.com or contact our Customer Services UAN +92 21 111 262 725

Dow

Were one of the worlds leading materials science companies, serving customers in high-growth markets such as packaging, infrastructure, mobility and consumer applications. Our global breadth, asset integration and scale, focused innovation, leading business positions and commitment to sustainability enable us to achieve profitable growth and help deliver a sustainable future. We operate manufacturing sites in 31 countries and employ approximately 35,900 people. Dow delivered sales of approximately $45 billion in 2023.

Emerald Bay Risk Solutions

A New Risk Management Architecture - Emerald Bay is an updated solution to solve the problems created in a fractured/dislocated market. We are structured to ensure accountability throughout the life cycle of a risk, driven by integrity of underwriting. Collaborative, Tech Enabled Underwriting - Our technical underwriting and portfolio management is supported by cutting edge technology. We work in partnership with our MGA/PA and reinsurance capital partners to ensure long term sustainability. Partnership: A Full Alignment of Interests - Our approach requires that from producer to carrier to reinsurer all partners are invested in an aligned strategy. Our laser focus is on capital protection so we are there for our insured when they most need us.

Healthcare Benefit Trust (HBT)

HBT is a not-for-profit health and welfare trust that provides group health and welfare benefits on behalf of participating employers for nearly 265,000 eligible employees, their eligible dependents, and beneficiaries employed in health care and social services in British Columbia. The primary benefits provided by HBT are Group Life, Accidental Death & Dismemberment (AD&D), Weekly Indemnity, Long Term Disability (LTD), Extended Health, and Dental. HBT ensures these benefits are administered in accordance with provisions and plan design negotiated by HEABC, CSSEA, and single-site collective agreements.