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Lorain National Bank is the major subsidiary of LNB Bancorp, Inc., a $1.2 billion bank holding company. The Lorain National Bank is a full-service commercial bank, specializing in commercial, personal banking services, residential mortgage lending and wealth management and trust services. The Lorain National Bank and Morgan Bank serve customers through 20 retail-banking locations and 28 ATMs in Lorain, eastern Erie, western Cuyahoga and Summit counties. North Coast Community Development Corporation is a wholly owned subsidiary of The Lorain National Bank. For more information about LNB Bancorp, Inc., and its related products and services or to view its filings with the Securities and Exchange Commission
Welcome to Belmont Finance. Our company was founded in June of 2005 by John Harris IV. Having been in direct sales for 17 years and financing with many other companies, his original vision was to develop a direct sales finance program that would allow him a greater percent of profit for his sales company. Starting small and slow, he soon realized that with todays technologies and the growth of his own distributorship that it was time to make a move.We hired our first employee, Cara Bloom, who is now the C.O.O. of our company. Six months later, we invited a fellow distributor friend to finance with us, and word started to spread! A good thing doesnt stay quiet for long, and with more distributors asking to sign on, we realized our little company was heading in the right direction. Belmont was created by a direct sales distributor who wanted to be treated fair and honest in his daily business activities. We didnt envision there would be so many distributors looking for that same relationship. Our industry is a dynamic and fast-paced business, so we developed a finance program to meet direct sales distributors needs. Belmonts vision was to start small and simple with its main focus on customer service, not only for the owner and his new-found business growth, but most importantly for the borrower. By the end of 2008, Belmont Finance had grown to 36 distributors in 9 different states. We started to realize that our success wasnt ours at all. It was the distributors that were doing all of the hard work in the field, working 10 - 12 hour days and 6 - 7 days a week. Our original finance model not only stood the test of the most difficult economy of our generation, it also helped with the growth of our participating businesses. By the end of 2010, Belmont had tripled in size to over 120 distributors in 18 states. It was time to add on to the business.
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