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In 1994, Nehemiah Corporation of America ("Nehemiah") was established with a $5,000 loan from a Baptist church in Sacramento, California for the purpose of promoting homeownership and economic development for underserved populations and communities. Its first project supported the building of affordable senior housing for its congregation. In 1997, Nehemiah designed and introduced the first privately funded down payment assistance program in the US, the Nehemiah Down Payment Assistance Program. This program offered down payment assistance for low- to moderate-income families who had sufficient credit and income to qualify for a conventional loan but needed funds for a down payment. The Nehemiah Down Payment Assistance Program has helped over 325,000 families achieve homeownership and delivered gift funds of over $1.5 billion to households that would otherwise have not been able to afford a down payment on a new home. As part of the Nehemiah Down Payment Assistance Program, homebuyers have received valuable education courses that include financial management skills, budgeting, and credit management principles.
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Texas A&M University School of Law is an ABA-accredited law school located in downtown Fort Worth, Texas.
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