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City First Bank is a commercial community development bank, the largest Black-led Minority Depository Institution, and a certified as B Corp with branches and headquarters in Los Angeles, CA and Washington, DC; channeling intentional capital to low- and moderate-income neighborhoods; investing in multifamily affordable housing, nonprofits and small business development. We offer a unique platform for impact depositors and institutional investors to see value in strengthening LMI communities through the provision of capital. NASDAQ: BYFC
Intact Public Entities is a leader in providing specialized insurance programs, including risk management and claims services to municipal, public administration and community service organizations across Canada. Proven industry knowledge, gained through over nine decades of partnering with insurance companies and independent brokers, gives Intact Public Entities the ability to effectively manage the necessary risk, advisory and claims services for both standard and complex issues. Our history dates back to 1927 with our first municipal client - the Village of Ayr, Ontario. From then, other municipalities came calling and the company established the strong foundation and sterling reputation that continues today. Interestingly, our product offering was expanded beyond municipal business based on reputation. Other municipal-related organizations started to be asked to be placed with us because of our knowledge in the specialty insurance space. The trend continued and it became common for the municipality, hospital, Childrens Aid Society and conservation authority to all be placed wtih Intact Public Entities. Intact Public Entities is a Managing General Agent (MGA) with the authority to write and service business on behalf of strategic partners who share our commitment and dedication to protecting specialized organizations. Because our partners are long-term participants on our program, they understand the nature of fluctuating market conditions and complex claims and are prepared to stay the course. Intact Public Entities is a wholly owned subsidiary of Intact Financial Corporation.
A New Risk Management Architecture - Emerald Bay is an updated solution to solve the problems created in a fractured/dislocated market. We are structured to ensure accountability throughout the life cycle of a risk, driven by integrity of underwriting. Collaborative, Tech Enabled Underwriting - Our technical underwriting and portfolio management is supported by cutting edge technology. We work in partnership with our MGA/PA and reinsurance capital partners to ensure long term sustainability. Partnership: A Full Alignment of Interests - Our approach requires that from producer to carrier to reinsurer all partners are invested in an aligned strategy. Our laser focus is on capital protection so we are there for our insured when they most need us.
As thriving, and in-demand executive leaders, the Churchstreeter and Crosse approach is grounded in catering to our exclusive family of clients. The Executive leaders of Churchstreeter and Crosse envisioned a new way of consulting. They decided that percentage based contracts were great for C&C, but not great for our family of clients. Our goal has always been to create partnerships that withstand the test of time. We transitioned to a bold new style of consulting in order to compete in a space where there was a void. Our annual client engagements are exclusive, and we dont compete within the same space, when we have an exclusive agreement. Our goal has never been to be the biggest, our goal is simply to be the best. With a waiting list of engagements, we know that we have created an amazing value proposition. Our engagement assessment is comprehensive. You will feel the difference immediately. The Churchstreeter and Crosse comprehensive proposal process includes a project plan with timeline, milestones, cost/benefit analysis, and a clear financial agreement based on your goals. We also offer a suite of quality products that will help you get there, quickly and smoothly. Thats how we ensure your success. Our Mission: To deliver the best to our exclusive family of clients and retain the most specialized talent.