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Sterling Bancorp operates as the bank holding company for Sterling National Bank that provides a range of banking services to commercial, consumer, and municipal clients in the United States. The company accepts various deposits products, including savings accounts, NOW accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts and other products for businesses. Its loan portfolio comprises commercial real estate loans, commercial and industrial loans, residential mortgage loans, and consumer loans, as well as acquisition, development, and construction loans to builders. In addition, the company offers wealth management services. As of September 30, 2013, it operated 34 full-service financial centers, which included 11 in Orange County and 11 in Rockland County, as well as 9 offices in Ulster, Sullivan, Westchester, and Putnam Counties in New York; 2 offices in New York City; and 1 office in Bergen County, New Jersey. Sterling Bancorp was founded in 1888 and is headquartered in Montebello, New York.
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