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Smart Financial is a Houston-based, financial cooperative, owned and operated by its members. We are always focused on people, not profits. Our entire staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valued owners like you with your financial needs.
We connect financial institutions, merchants and governments around the world with credit, debit and prepaid products.
The world of business runs on payments. The world of payments runs on Elavon. Elavon has been a leader in processing payments for over twenty years, leveraging the world’s best technologies for our customers, from large worldwide enterprises to locally-owned small businesses. We extend powerful payment solutions for all payment types and processing environments, ensuring that your business, whatever the size, remains well connected. We are consistently rated among the top 5 global payment providers, and our robust, redundant processing platform and end-to-end advantage ensures commerce for merchants around the world. Backed by the strength and stability of U.S. Bank, Elavon delivers flexible, secure and innovative solutions while providing value at every point in our customer and partner relationships. Elavon drives growth for our customers and partners by enabling commerce around the world. We do this by delivering comprehensive, secure and scalable payment solutions.
Leveraging deep integrations into retailers’ point-of-sale systems, InComm provides connectivity to a variety of service providers that allow consumers to conduct everyday business at more than 450,000 points of retail distribution. Whether those consumers are activating prepaid products, paying bills, enjoying real-time discounts through a membership card, purchasing digital goods in-store or adding funds to an online account, InComm is there to provide unique gift-gifting opportunities, cater to on-the-go shoppers, deliver added value through loyalty programs and serve cash-based consumers. With 206 global patents, InComm is headquartered in Atlanta with a presence in 31 countries.
Gulf Winds Federal Credit Union, formerly Chemstrand Employees Credit Union and Monsanto Employees Credit Union, was organized April 9, 1954. The credit union is directed by a volunteer Board of Directors presently composed of 13 members. The Board of Directors, elected by the general membership, appoints a Supervisory Committee of four individuals who watch over the financial soundness of the credit union.