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Originally chartered in 1936, Mass Bay Credit Union is a not-for-profit, full-service financial institution that provides the highest level of service and personal attention to all our Members. Mass Bay Credit Union serves over 18,000 Members, manages over $220 million in assets, and operates under the Credit Union ideal of "People Helping People." We are 100% committed to providing our Members with the best banking value, products and services available, with state-of-the-art technology and unparalleled access. Continually striving to expand and refine our product and service offerings to best meet Members` needs, Mass Bay is also dedicated to offering these services at the most competitive rates and unsurpassed value.
Melrose Credit Union was established in 1922 to provide financial resources for individuals and small business owners from the Bronx, NY. Through the Credit Union, community residents were afforded the means to pursue their American Dreams. Our mission today is the same as it was then: to empower the community by offering affordable financial products and services. Today, that commitment to the communities we serve has helped transform Melrose Credit Union from a small storefront in the Bronx, NY into one of the most successful financial institutions in the United States. Melrose members enjoy some of the highest saving yields and lowest loan rates in the region. Melrose Credit Union operates under the supervision of the New York State Department of Financial Services (DFS). All deposit accounts are federally insured under the National Credit Union Share Insurance Fund (NCUSIF) to at least $250,000 per account by the National Credit Union Administration (NCUA). The NCUSIF is subsidized by participating credit unions and does not receive funding from any tax revenues.
Aspire Federal Credit Union, originally known as FAA Eastern Region Federal Credit Union, was founded in 1948 to serve a small group of Civil Aeronautics Administration employees (currently the Federal Aviation Administration). Our Credit Union has come a long way since those humble beginnings, which included seven people who pooled together shares of $5.00 each to initiate the original charter. Today, Aspire FCU is a $180 million dollar credit union, serving approximately 22,000 members within many diverse employee groups throughout the northeastern United States. Aspire FCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. The decision to change our name to Aspire Federal Credit Union was made because we serve more than just the employees of the Federal Aviation Administration. The name Aspire means to “soar,” which is a reflection of our heritage, while at the same time represents our members’ dreams and aspirations. As our tag line states: “Your Dream. Our Purpose.” The employees at Aspire FCU are dedicated to helping make your financial goals and dreams a reality. The cornerstone of our existence continues to be our “member first” philosophy. Whatever it is that you aspire to do, we want you to believe you can get there and we’re going to help you along the way.
Brightwell Payments, Inc., formerly Prepaid Solutions, Inc., is a prepaid/debit card company offering prepaid card solutions. Our prepaid card product offerings include: general purpose reloadable cards, specialized payroll card programs, corporate incentive cards, reward cards, rebate cards, and gift programs. Brightwell Payments is a payments company offering comprehensive prepaid debit solutions for corporate America, self-banked and under-banked consumers. These products benefit companies by reducing costs, improving security and strengthening customer loyalty. In addition, prepaid products offer consumers convenient, cost-effective access to the financial mainstream when receiving compensation, making purchases and paying bills. Brightwell Payments also provides marketing, design, distribution, and fulfillment services in support of its products. The company is headquartered in Atlanta with offices in Chicago, Milwaukee, and Miami. In December 2009, Navigation Capital Partners (NCP), an Atlanta-based middle market private equity firm, acquired the assets and associated liabilities of Prepaid Solutions USA via newly-formed entity Prepaid Solutions, Inc. (PPS) before renaming the company Brightwell Payments in December 2011. Prepaid Solutions USA was a division of West Suburban Bank (WSB), a Chicago area-based community bank and wholly-owned subsidiary of West Suburban Bancorp, Inc. WSB`s Prepaid Solutions USA division was founded in 2001.
Carolina Trust Federal Credit Union is a unique full-service, not-for-profit financial cooperative. Simply stated, Carolina Trust returns profits to our member/owners – not stockholders – through competitive loan and savings rates, innovative services, low fees, and personal attention. It’s how credit unions differentiate themselves from other financial institutions that return their profits to stockholders.