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Merchant`s PACT is a payments industry advisory and program management company with deep expertise in the product solutions, pricing dynamics, and contract terms and conditions within the payment processing industry. The company advises businesses, financial institutions, software companies and payment facilitators on all things related to payments. Merchant`s PACT managed services include auditing, portfolio analysis, contract negotiations, management and sales oversight, among numerous other functions. Merchant`s PACT is independent of the processing companies and utilize their knowledge and relationships to help financial institutions and business owners gain control and transparency of their processing relationship.