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In 1968, the Abbotsford State Bank was opened to provide independent and community based financial services. Throughout our renovation projects, expansion to additional communities, name change and overall growth, we still offer the same commitment and responsibility to support all of our communities. AbbyBank provides many contributions to community projects, encourages our employees to be active in the community and has formed a strong partnership with many of the local school districts, community organizations and non-profit organizations.
Established in 1959, we are the leading source of development financing for Latin America and the Caribbean, with a strong commitment to achieve measurable results, increased integrity, transparency and accountability. We have an evolving reform agenda that seeks to increase our development impact in the region. While we are a regular bank in many ways, we are also unique in some key respects. Besides loans, we also provide grants, technical assistance and do research. Our shareholders are 48 member countries, including 26 Latin American and Caribbean borrowing members, who have a majority ownership of the IDB. Our Fund for Special Operations (FSO) provides concessional financing to our most vulnerable member countries. Given our shareholder base and prudent management, we have a strong financial position. As a result, the IDB is able to borrow in international markets at competitive rates and transfer that benefit to our clients.
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