| Name | Title | Contact Details |
|---|---|---|
Raj Bandaru |
Senior Vice President and Chief Information Officer | Profile |
Baton Systems is the fastest, on-demand, highly secure clearing and settlement platform – bringing a new level of efficiency to the payments infrastructure across the capital markets. Batons shared, permissioned ledger serves as a real-time clearing and settlement gateway, enabling instant reconciliation down to the sub-account level. Accelerate payments and enjoy full control over the flow of capital. Baton Systems was founded as Ubixi in 2016 by industry veterans in technology, payments and capital markets, and is backed by venture capital. Baton works with numerous market participants – including major global banks, custodian banks and exchanges – to meet todays demands for cost savings, regulatory requirements and better capital management.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
Leominster Credit Union is a member-owned, not-for-profit financial cooperative. For over fifty years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts resident
Visa is a global payments technology company that connects consumers, businesses, financial institutions and governments in more than 200 countries and territories to fast, secure and reliable digital currency. Underpinning digital currency is one of the world`s most advanced processing networks—VisaNet—that is capable of handling more than 10,000 transactions a second, with fraud protection for consumers and guaranteed payment for merchants. Visa is not a bank, and does not issue cards, extend credit or set rates and fees for consumers. Visa`s innovations, however, enable its financial institution customers to offer consumers more choices: pay now with debit, ahead of time with prepaid or later with credit products.