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Cohen Law Firm is a San Diego, CA-based company in the Financial Services sector.
Elsey and Associates Surety/Insurance Agency, Inc. is a Spring, TX-based company in the Financial Services sector.
Fritz Insurance Agency Inc is a Jenkintown, PA-based company in the Financial Services sector.
Operating through a network of independent agents, we provide insurance protection to individuals, businesses and organizations. Our complete line of products includes commercial insurance, personal insurance, life insurance and surety bonds. We are licensed as a property and casualty insurer in 43 states, plus the District of Columbia, and as a life insurer in 28 states. Our subsidiary, United Life Insurance Company, is licensed in 36 states, represented by more than 900 independent life insurance agencies and rated "A-" (Excellent) by A.M. Best Company. Our products are marketed principally through our home office in Cedar Rapids, Iowa, and four regional locations: the Denver Regional Office in Westminster, Colorado; the Gulf Coast Regional Office in Galveston, Texas; the East Coast Regional Office in Pennington, New Jersey; and the West Coast Regional Office in Rocklin, California. Other offices are maintained in New Orleans, Louisiana, and Lock Haven, Pennsylvania.
AlphaCat Managers Ltd., formed in 2008, is a core element of the Validus Group`s strategic initiative to expand into capital market activities by participating in the market for Insurance Linked Securities (ILS). ILS are financial instruments whose fundamental value is determined by insurance losses caused by natural catastrophes such as major earthquakes and hurricanes. As the returns of ILS are primarily driven by natural catastrophes, when carefully structured, they are generally uncorrelated with the overall financial market, making ILS an attractive asset class for capital market investors.