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Kentucky Employers` Mutual Insurance (KEMI) is the largest provider of workers` compensation insurance in Kentucky, providing coverage to more than 22,000 policyholders in all 120 counties of the state. In addition, KEMI provides an Other States Program for our policyholders who have operations in other states through a partnership with insurance carriers who do business outside of Kentucky. KEMI is a mutual insurance company owned by its policyholders. We are financed entirely by premium dollars and investment income. All workers` compensation insurance companies in Kentucky, including KEMI, are regulated by the Department of Insurance and the Department of Workers` Claims. KEMI employees provide exceptional underwriting, safety education and claims services to our policyholders. These principles, combined with our competitive pricing, responsible financial management and focus on innovation, make KEMI the provider of choice for Kentucky businesses. As a stable and competitive source of workers` compensation insurance, KEMI contributes to Kentucky`s economic development efforts. KEMI has maintained an “Excellent” rating from A.M. Best since 2001, was selected as one of the Ward`s 50 for financial stability and responsible business practices, and has been ranked first nationally as a Best Place to Work in Insurance by Business Insurance Magazine.
What we do We are a leading international reinsurance organization headquartered in New York with operations worldwide. We offer reinsurance capacity on both a treaty and facultative basis. We built our business on the principles of capacity, reliability, expertise and creativity to deliver the risk transfer solutions you need to support your business. We work closely with you, listening and asking to understand your strategic objectives, and offering you the full spectrum of property and casualty products, services and support to help you grow and succeed. We have dedicated teams of local professionals near you and we build relationships based on the fundamental promise that we will be here when you need us. We have the ability and willingness to pay your claims. We value risk. Our Core Values are woven into our key employment policies and procedures: Integrity - Work honestly. Enhance our reputation People - Develop diverse talent. Reward excellence Customer Focus - Anticipate their priorities. Exceed their expectations. Respect - Value all colleagues. Collaborate with one another. Entrepreneurship - Seize opportunities. Innovate for and with customers. Performance - Be accountable. Manage risks. Deliver our strength.
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