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Baton Systems is the fastest, on-demand, highly secure clearing and settlement platform – bringing a new level of efficiency to the payments infrastructure across the capital markets. Batons shared, permissioned ledger serves as a real-time clearing and settlement gateway, enabling instant reconciliation down to the sub-account level. Accelerate payments and enjoy full control over the flow of capital. Baton Systems was founded as Ubixi in 2016 by industry veterans in technology, payments and capital markets, and is backed by venture capital. Baton works with numerous market participants – including major global banks, custodian banks and exchanges – to meet todays demands for cost savings, regulatory requirements and better capital management.
Meritus Payment Solutions is the trusted global payments partner. With a client-first mentality, Meritus provides International Payment Solutions that include mobile, credit and debit cards, gift and loyalty cards, fraud management, Automated Clearing House (ACH) and more. Proprietary products such as payment platform, Payment XP, Recurring Billing Manager, Fraud XP and Chargeback Management System, allow companies to conduct business wherever it takes them. Built on a foundation of excellence, Meritus strives to shape the payment processing industry.
American Express is a global service company, providing customers with exceptional access to products, insights and experiences that enrich lives and build business success. Each day, American Express makes it easier, safer and more rewarding for consumers and businesses to purchase the things they need and for merchants to sell their goods and services. An engine of commerce, American Express provides innovative payment, travel and expense management solutions for individuals and businesses of all sizes. Most of all, we help our customers realize their dreams and aspirations through industry-leading benefits, access to unique experiences, business-building insights, and global customer care. We enable our customers to do and achieve more.
Since our founding in 1934, we have been singularly focused on one thing: providing world-class personal service and financial security to our Members. This isn`t just something we say—everything we do, every decision we make, is with an unwavering commitment to serving the best interests of our Members. Although we offer the same products and services as other financial institutions, our structure and culture are vastly different. Banks are for profit, while credit unions are Member-owned financial cooperatives, meaning our excess earnings are returned to our Members in the form of lower rates on loans, higher rates on savings, low-to-no fees, and many complimentary services. We take to heart the “people helping people” philosophy, the principle on which credit unions were founded. Pledging ourselves to this idea not only means our steadfast dedication to Member service, but also actively supporting the communities we serve through events, donations, scholarships, and financial literacy programs. Consumer Reports recently published findings from a study they`ve been conducting since 2012 to rate “key aspects of customer service care” across 22 industries. Credit unions were rated the best industry with a score of 90 out of 100. And, SchoolsFirst FCU ranked the best among all credit unions nationwide. We serve school employees and their families across the state of California. As the largest education-based credit union in the U.S., and the fifth largest credit union by asset size, our financial stability can be attributed to one thing: continually providing our Members with world-class personal service to help them better their financial lives. Equal Housing Opportunity. Federally Insured by NCUA.
At Rivermark, we are leading the way with innovative technology that keeps you connected to your money anywhere, anytime. For more than 60 years, families in Oregon have trusted us for everything from Checking Accounts to Credit Cards to Auto and Home Loans. Today, the Credit Union serves over 87,000 members. Rivermark members enjoy Online and Mobile Banking, Mobile Deposit, Bill Pay, and access to over 28,000 ATMs worldwide, making it easy to manage your finances.