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A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
As a technology company in the global payments business, we operate the worlds fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard`s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.
As a direct payment processor, SecureNet delivers cost effective solutions by passing on significant cost savings to merchants, resellers and partners. Processing billions in annual transaction volume, SecureNet enables universal commerce for over 17,000 merchants and some of the most well-known brand name partners. SecureNet offers the most innovative payment technology operating system directly connected to the major card networks available in the market. SecureNet’s PayOS enables merchants to accept any payment type, anytime, anywhere through point-of-sale, eCommerce and mobile acceptance. Sophisticated payment APIs and flexible architecture simplify integration, and empower merchants and developers to design and control their own payment roadmap while monetizing their business solution.
Oregon Community Credit Union, which was founded as Lane Federal Credit Union and then was called U-Lane-O Credit Union from 1981 to 2003, is a credit union based in Eugene, Oregon, USA, owned by more than 100,000 members. Oregon Community Credit Union operates as a community credit union in Oregon. It offers business, primary and secondary savings, club savings, money market, and certificate and IRA accounts. The company provides home equity, auto, and mortgage loans, and VISA loans and cards. It also provides online services, which include Internet banking and online statements. In addition, the company offers investment services. It serves Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill counties in Oregon. The company was founded as Lane Federal Credit Union in 1956. It changed its name to U Lane O Credit Union - the University's Credit Union in 1981 and to Oregon Community Credit Union in 2003. The company is based in Eugene, Oregon.
Carolina Trust Federal Credit Union is a unique full-service, not-for-profit financial cooperative. Simply stated, Carolina Trust returns profits to our member/owners – not stockholders – through competitive loan and savings rates, innovative services, low fees, and personal attention. It’s how credit unions differentiate themselves from other financial institutions that return their profits to stockholders.