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Welcome to Self-Help! Follow us on Linkedin for regular updates about our research and policy development work and our fair lending practices and products for homes, businesses and nonprofits, green initiatives and community real estate development. Also, check out our SERVICES TAB to learn more about our integrated approach to community development. Want to learn more? Self-Help is a family of nonprofit organizations whose mission is to create and protect ownership and economic opportunity for all. Since Self-Help`s founding in 1980, it has grown to include two credit unions, a loan fund, and a research and policy development group that supports those outside of the economic mainstream. Specifically, we: * Help borrowers build wealth by providing fair and responsible mortgages and small business loans in North Carolina, California and other parts of the nation. * Strengthen under-served communities by financing affordable housing, childcare centers, public charter schools, faith-based organizations, and community-focused commercial real estate projects. * Research and report on financial markets to support policies and industry practices that lower the cost of poverty and promote ownership.
VEREIT, Inc. is a full-service real estate operating company with investment management capability. VEREITTM owns, acquires, manages, leases and finances a diversified portfolio of retail, restaurant, office and industrial real estate assets with a total asset book value of $19.2 billion including approximately 4,645 properties totaling 101.8 million square feet. Additionally, VEREIT manages $6.3 billion of gross real estate investments on behalf of the Cole Capital® non-traded REITs. VEREIT’s primary focus is owning and managing single-tenant, freestanding, commercial real estate properties leased primarily to creditworthy tenants. We target properties with long-term net leases that are strategically located and essential to the business operations of the tenant, as well as retail properties that offer necessity- and value-oriented product and/or services. Tenants typically enter into long-term leases and pay most of the costs associated with the property and limited day-to-day property management is required by us. The VEREIT portfolio is comprised of properties with tenants that reflect a diversity of industries, geographies and sizes. Actively managing our portfolio allows us to attain the best operating results for each asset through strategic planning, implementation of these plans and responding proactively to changes and challenges in the marketplace.
ORNL Federal Credit Union has been around since 1948—a financial cooperative, owned by our members and continuing to grow strong while serving thousands of your friends and neighbors by providing the tools and accounts to help them save more and spend less. And we`ve always worked to encourage our members to do just that. And now more than ever it`s time to get back to the basics. We`ll work with you to take a look at your overall financial picture and help find ways to decrease your debt, lower your payments, and help set up a structured plan for both short and long-term savings. Best of all, your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA, a U.S. Government Agency. Like FDIC insurance, no one has ever lost a penny of money insured by the NCUA. Today, members of ORNL FCU account for over one billion dollars in assets. Our community credit union provides financial services to businesses and anyone who lives, works, worships, or attends school in the 16 counties of Central East Tennessee: Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan, Roane, Scott, Sevier, Union
A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
Pivotal Payments is a leading provider of merchant services such as credit and debit card processing, electronic check conversion, merchant cash-advance programs, loyalty/gift card programs, and terminal management solutions.