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Merchant Warehouse is a leading provider of payment technologies and merchant services. The company's solutions enable businesses to more effectively connect and engage with their customers regardless of how, where or when they choose to shop. Merchant Warehouse's flagship technology solution, the Genius Customer Engagement Platform, supports both traditional and new payment types, including mobile commerce, from a single countertop acceptance device. Merchant Warehouse also employs a full-time technology and product team of nearly 100 people across its Boston and Belfast offices. The integration of top technologies, including Apple Pay, PayPal, Softcard and LevelUp, enables Genius to give consumers the best possible experience at the checkout -- seamlessly blending payments and offers at the point of transaction.
Brightwell Payments, Inc., formerly Prepaid Solutions, Inc., is a prepaid/debit card company offering prepaid card solutions. Our prepaid card product offerings include: general purpose reloadable cards, specialized payroll card programs, corporate incentive cards, reward cards, rebate cards, and gift programs. Brightwell Payments is a payments company offering comprehensive prepaid debit solutions for corporate America, self-banked and under-banked consumers. These products benefit companies by reducing costs, improving security and strengthening customer loyalty. In addition, prepaid products offer consumers convenient, cost-effective access to the financial mainstream when receiving compensation, making purchases and paying bills. Brightwell Payments also provides marketing, design, distribution, and fulfillment services in support of its products. The company is headquartered in Atlanta with offices in Chicago, Milwaukee, and Miami. In December 2009, Navigation Capital Partners (NCP), an Atlanta-based middle market private equity firm, acquired the assets and associated liabilities of Prepaid Solutions USA via newly-formed entity Prepaid Solutions, Inc. (PPS) before renaming the company Brightwell Payments in December 2011. Prepaid Solutions USA was a division of West Suburban Bank (WSB), a Chicago area-based community bank and wholly-owned subsidiary of West Suburban Bancorp, Inc. WSB`s Prepaid Solutions USA division was founded in 2001.
Melrose Credit Union was established in 1922 to provide financial resources for individuals and small business owners from the Bronx, NY. Through the Credit Union, community residents were afforded the means to pursue their American Dreams. Our mission today is the same as it was then: to empower the community by offering affordable financial products and services. Today, that commitment to the communities we serve has helped transform Melrose Credit Union from a small storefront in the Bronx, NY into one of the most successful financial institutions in the United States. Melrose members enjoy some of the highest saving yields and lowest loan rates in the region. Melrose Credit Union operates under the supervision of the New York State Department of Financial Services (DFS). All deposit accounts are federally insured under the National Credit Union Share Insurance Fund (NCUSIF) to at least $250,000 per account by the National Credit Union Administration (NCUA). The NCUSIF is subsidized by participating credit unions and does not receive funding from any tax revenues.
A credit union`s operating philosophy is different from a bank`s. Banks are closely held corporations that exist to make money for their stockholders. Credit unions, on the other hand, are financial cooperatives, owned entirely by their members. Our goal is not to create profit but to provide the best possible financial services at the lowest possible costs. After paying our operating expenses, we return our "profit" to the members in the form of lower loan rates and higher savings yields. We are committed to providing exceptional service as well, paying personal attention to your needs and making sure that you always receive the greatest value when doing business with us. One of the most important things about Camino Federal Credit Union is that we are part of the community. We are owned by people who live, work, worship, and attend school with you. We are your friends and neighbors, and we share your goal of improving the quality of life for all.
Desert Schools Federal Credit Union was founded in 1939 by 12 teachers, each of whom invested five dollars into the newly formed credit union.