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Operating through a network of independent agents, we provide insurance protection to individuals, businesses and organizations. Our complete line of products includes commercial insurance, personal insurance, life insurance and surety bonds. We are licensed as a property and casualty insurer in 43 states, plus the District of Columbia, and as a life insurer in 28 states. Our subsidiary, United Life Insurance Company, is licensed in 36 states, represented by more than 900 independent life insurance agencies and rated "A-" (Excellent) by A.M. Best Company. Our products are marketed principally through our home office in Cedar Rapids, Iowa, and four regional locations: the Denver Regional Office in Westminster, Colorado; the Gulf Coast Regional Office in Galveston, Texas; the East Coast Regional Office in Pennington, New Jersey; and the West Coast Regional Office in Rocklin, California. Other offices are maintained in New Orleans, Louisiana, and Lock Haven, Pennsylvania.
Vanguard Coverage Corp is a Plainview, NY-based company in the Financial Services sector.
Michigan Insurance Company is a Grand Rapids, MI-based company in the Financial Services sector.
Patriot National, Inc. is an independent national provider of comprehensive full-service outsourcing solutions within the worker`s compensation insurance marketplace for insurance companies, employers, local governments and reinsurance captives. Our end-to-end portfolio of services enables our clients to increase business production, contain costs and reduce claims experience. We leverage our strong distribution relationships, proprietary business processes, advanced technology infrastructure and management expertise to deliver these value-added services that help our clients navigate the workers` compensation landscape, ensure compliance with state regulations, handle all aspects of the claims process and ultimately contain costs. We work with leading insurance carriers to design workers` compensation programs according to their preferred risk parameters and specifications. In turn, these customized insurance programs are marketed through our broad distribution network of over 1,000 independent retail agencies. While we play a central role in the underwriting, production and administration process, revenue for our services is fee-based and we do not write any insurance policies or bear underwriting risk. To our insurance carriers and other clients such as employers, local governments and reinsurance captives, we also offer a full suite of additional services including claims administration and adjudication, cost containment, nurse care management, fraud investigation and subrogation services.
"HCSC Insurance Services Company (""HISC"") is an Illinois life and health insurance company licensed to sell insurance in 43 states plus the District of Columbia. HISC is a wholly owned subsidiary of Health Care Service Corporation, a Mutual Legal Reserve"