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Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders and is operated to serve the banking and investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities. We are strongly capitalized, conservatively guided, safe and secure. Our mutual status allows us to share our profits with our customers in the form of exceptional deposit rates for savings accounts and Certificates of Deposit and outstanding mortgage loan rates. TSB has grown with the region by offering deposit services, loan services and trust services that focus on customer satisfaction. In the times of mega-financial institutions, it makes sense to bank with people who understand your needs and can reply with a quick and locally-generated response. Our dedication to the customer in our marketplace combined with careful management results in a safe and sound Bank. Guiding Ideals: Torrington Savings Bank is committed to maintaining its mutuality. It is guided and managed according to the best interest of its customers and local communities. Its decision-making and actions are based on the following fundamental beliefs: Commitment to Mutuality: Torrington Savings Bank was chartered in 1868 as a mutual savings bank. We take pride in our mutuality as it allows us to operate for and in the interests of our depositors. Because we are not organized as a stock bank and do not have shareholders, we can focus on serving our customers and communities. Mission: Through a team of engaged and knowledgeable employees, we are committed to providing quality products and services to meet the financial needs of the individuals, families, and businesses in our communities. Vision: We aspire to be the recognized leader in supporting and strengthening the financial well being of our customers and communities.
Dream Exchange is a company currently in the process of preparing its formal application to operate a national market system stock exchange. It will be the first majority black-owned and operated company to operate a stock exchange in the history of the United States. In addition, Dream Exchange is championing the creation of a new type of stock exchange called a venture exchange, to list and trade small-to-mid-sized, early-stage company stock. Dream Exchanges mission is to create equality of opportunity through a marketplace that instills ethics, integrity, humanity, and access into our financial markets. In 2015, Joe Cecala, Founder and CEO of Dream Exchange, began to research the capital marketplace and found that the small IPO market had been in decline since the late 1990s. The development of high-frequency electronic trading made small IPOs less profitable for large investment banks and stock exchanges and the result was a steep decline in the number of IPOs in the $50 million and under range. Cecala understood that this problem affected people from every sector of our society because, 92% of all jobs created within a company are created after the company goes public. Cecalas solution was to create legislation to alter the market structure and to invent a new type of stock exchange designed for small-to-medium-sized businesses. In late 2019, Cecala partnered with Dwain Kyles, Managing Member of DX Capital Partners to allow for Dream Exchanges scope to expand and not only help small businesses, but also to address the lack of Minority representation in finance by becoming the first Minority-owned exchange. For more information about us, click here- https://www.liinks.co/dreamex
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