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The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy`s most successful store owners, could see the need to maintain two banks in the community. One of Muncy`s two banks had recently ceased to exist. As a result, the Muncy Banking Company was established to furnish the primary needs of the small businessmen and the people in the community. Although Lewis Clyde Smith, son of Lewis S. Smith, did not become President until 1914, he was responsible for running the bank from the beginning to the date of his death in July 1938. Lewis Clyde Smith, better known as Clyde, was a conservative and ran the bank in the same manner. During the history of the bank, the Bank has had eight presidents. Howard C. Opp served the longest term from August 1938 to January 1974. On June 20, 1962, the Board of Directors voted to broaden its services to include a trust department. At the same time the bank changed its name to The Muncy Bank and Trust Company. Since its inception, the bank`s primary mission has been to serve the banking needs of Muncy and the surrounding area. This continues to be the same driving force behind the bank today. Being one of the most firmly established banks in the county, the bank has built a reputation of conservative soundness which has helped the bank maintain a major share of the local banking market.
At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors. Our 211 full-service banking offices and 15 loan origination offices in West Virginia, Maryland, Virginia, Ohio, Georgia, Pennsylvania, North Carolina, South Carolina and Washington, D.C. are each built on customer service and commitment to the community. United is backed by a history of safe, sound and secure banking practices that have allowed us to navigate through decades of changing economic environments. Because of this, our employees, customers, shareholders and communities can rely on us to be their banking partner for decades to come.
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