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Equitable Acceptance Corporation (EAC) is an indirect finance company, based in Minnesota, providing exceptional service to small businesses and independent dealers nationally whose customers require credit services. EAC does not sell products or services directly to consumers, though we may acquire the consumer`s debt obligation from the salespersons and dealers who sold the service or product, including quality home goods, educational software, and student and medical loan refinancing or consolidation services. As a result, the consumer makes his or her payments directly to Equitable Acceptance Corporation, rather than the business from which they originally purchased products or services. EAC is not a credit card company, nor are we a bank. We are a national, indirect finance company that is reputable, experienced, and proud to provide our services to our large and diverse customer base. EAC was founded on the premise of providing the highest level of service to our customers Founded in 1965 by Donald Henn, our mission was clear: Provide finance services to businesses whose customers are in need of credit, and provide superior customer service to our customers. That mission is personal to those who work at EAC. In 1984, Don`s son, Jeff, assumed the helm, and continues to build the company with the same integrity and enthusiasm inspired by his father. Simply put, Equitable Acceptance Corporation remains committed to providing superior finance services to all of our customers by tailoring programs designed to fit their needs. This allows the consumers who, for example, hire a service to help them consolidate their student loans, or purchase high quality home products through independent sales dealers, to do so through affordable monthly payments.
The New York Life Insurance Company (NYLIC) is one of the largest mutual life-insurance companies in the United States, and one of the largest life insurers in the world, with about $287 billion in total assets under management, and more than $15 billion in surplus and AVR. The company ranks #71 on the 2011 Fortune 100 list, making it the highest privately held insurance company on that list. In 2007, NYLIC achieved the best possible ratings by the four independent rating companies (Standard and Poor`s, AM Best, Moody`s and Fitch). In June 2009, the same four rating companies reaffirmed New York Life`s "superior" financial strength, which became a selling point in national TV ad campaigns that same year. The company is now one of only three life insurers to hold the highest ratings currently awarded to any life insurer by all four rating agencies (Moody`s: Aaa, A.M. Best: A++. Standards and Poor`s: AA+, Fitch: AAA. All of these are for financial strength).
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4Front Credit Union is committed to offering financial products and services that maximize convenience and deliver meaningful rewards.