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Established in 1959, we are the leading source of development financing for Latin America and the Caribbean, with a strong commitment to achieve measurable results, increased integrity, transparency and accountability. We have an evolving reform agenda that seeks to increase our development impact in the region. While we are a regular bank in many ways, we are also unique in some key respects. Besides loans, we also provide grants, technical assistance and do research. Our shareholders are 48 member countries, including 26 Latin American and Caribbean borrowing members, who have a majority ownership of the IDB. Our Fund for Special Operations (FSO) provides concessional financing to our most vulnerable member countries. Given our shareholder base and prudent management, we have a strong financial position. As a result, the IDB is able to borrow in international markets at competitive rates and transfer that benefit to our clients.
We are a community-based financial institution focused on developing relationships with our customers and the communities we serve. Our unique products set us apart, and make us the bank of choice in our market place. And our knowledgeable, caring staff differentiates us by serving as advisors to both consumers and businesses. Our select products and services include e-Checking and e-Savings accounts, commercial and residential loans and mortgages, merchant credit card processing, investment services and our Visa® Rewards and Greene Loyalty program. The foundation of our success is based on the values, principles and service that our communities, customers, shareholders, and employees have been experiencing for over 100 years - "Banking at its Best!".
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