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Bear State Financial, Inc. operates as the holding company for First Federal Bank, which provides various financial products and services to individuals and small to medium-sized businesses in Arkansas. It offers retail and business deposit accounts, including noninterest bearing and interest bearing checking accounts, savings and money market accounts, certificates of deposit, and individual retirement accounts. The company also provides one-to four-family residential real estate loans; multifamily residential real estate loans; nonfarm nonresidential loans; construction and land development loans; commercial real estate and commercial business loans; and consumer loans, such as automobile loans, deposit account secured loans, and unsecured loans, as well as lines of credit. In addition, it offers automated teller machine services; 24-hour telephone banking services; online banking services that include account access, bill payment, and e-statements; mobile banking services; bounce protection overdraft services; debit cards; and safe deposit boxes. As of March 31, 2014, the company offered its products and services through its home office in Harrison; a full-service branch office in Pulaski County; 10 full-service branch offices and 1 limited service office located in Benton, Washington, Boone, Marion, and Baxter counties; and a mortgage production office in Bentonville. Bear State Financial, Inc. was founded in 1934 and is based in Harrison, Arkansas.
One of the first businesses to grow and emerge within the working capital market during the recession, Fora Financial has established a competitive position in the marketplace, as well as a storied legacy. It all started with two college roommates who had an innate passion for small business. After graduating from Indiana University, both Jared Feldman and Dan Smith went their separate ways – Jared as an underwriter and Dan as a sales consultant. Then, the economic recession hit. Dan knew that the small businesses of America drove the U.S. economy and would need assistance to survive the default times ahead. And with both Dan and Jared coming from a long line of successful entrepreneurs and growing up immersed in the small business culture, they felt compelled to help. Prompted by Dan’s vision, they combined their financial savvy and small business knowledge to start Fora Financial in June of 2008, when the economic world felt like it was coming to an end. Over the next five years, Dan and Jared worked tirelessly to build their staff and client base from the ground up. Continually doubling their staff and revenue almost every year since its inception, Fora Financial has continued to develop transparent relationships with our clients and partners and provide them with custom, innovative funding solutions. As of our five-year anniversary in June 2013, Fora Financial has funded over 8,000 individual transactions with over 4,500 unique customers. The company has also funded more than $199 million in working capital for small businesses since its inception. Fora, meaning “marketplace” and “forum” in Latin, aligns with our mission to foster and support the small business industry. The rebrand also created efficiencies and consistencies to better serve our customers and partners. Today, Fora Financial continues to remain a competitive leader with one of the most extensive offerings and services in the small business industry. We remain dedicated to developing new, innovative ways to serve companies in an ever-changing financial market.
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